Selected for the Terner Labs Housing Venture Lab

12 for sale today

Houses with an ADU, duplexes, triplexes and fourplexes for sale in Evergreen, CO

All 12 live listings in Evergreen.

Each card's monthly cost is what is left to pay after rent from the units you would not live in, at the down payment and rate printed on the card. It is an estimate, not a loan offer.

Every other live Colorado listing is on the map.

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THE GREEN NUMBER

The list price is the wrong number to shop by.

Shop by the green one on each Evergreen card. Hold it up against the rent you pay now.

Move into one unit and the loan treats the whole property as your home. That is why the down payment can be 0% with a VA loan, 3.5% with FHA or 5% with a conventional loan, where an investor is typically asked for about 25%. Lenders also count 75% of the rent from the other units toward what you qualify for.

How we get the green number

The green number on each card, Cost to live here, is our estimate of what you would pay each month after that rent. We add up the loan payment, property tax, insurance and any HOA dues or utilities on file, set aside money for repairs and vacancy, and subtract the rent from the other units: the lease in place where there is one, a market estimate where there is not. It assumes 20% down on a 30-year fixed loan at 6.0%, or 5.6% on a duplex.

Colorado does not reset a home's taxable value at a sale. So the tax in each card starts from the bill on the listing, where the listing carries one we can use. Income to qualify is the yearly income a lender would look for at a 43% debt-to-income limit, with the rent counted and no other debts.

This page lists houses with an ADU, duplexes, triplexes and fourplexes in Evergreen, Colorado that are active on the local MLS.

Open any listing to change the down payment and see where each rent figure came from. These are estimates, not loan offers.

BEFORE YOU OFFER

Rent on a listing is a claim. The lease is the proof.

Send any home on this page. We get the leases and confirm the rents, then tell you which loan fits and what you would pay a month to live there.

Free. No credit pull.