FOR OWNERSFOR OWNERS IN FORT COLLINS
Selling in Fort Collins? Send the address. Get the price. Sell it or don't.
For a house with a backyard house or garage apartment (an ADU), a duplex, a triplex, a fourplex. A person calls within one business day with a list price, the sales behind it, and a cash offer if we can buy it.
A cash offer that comes alone can't show what you'd give up. That is why it comes alone. Here you get both.
Free. You sign nothing to find out. Tenants can stay.
WHAT YOU GET BACK
List it with us
- The price we would list it at
- The recent sales that price comes from
- How long properties like yours are taking to sell
Sell it to us
- Our cash offer
- The date we can close
- Our own money. We take title.
Not every property gets an offer. You are told either way.
YOUR SALE, YOUR CALL
We list it, or we buy it.
We list it.
On the open market.
- Priced from recent sales of properties like yours.
- Shown to people who would live there, with what it costs them a month after the rent.
- On the MLS, Zillow and Redfin.
- Investors still see it. So does everyone who could live there.
- We list to sell. If your price will not sell it, we tell you before you sign anything.
- The call is free. If you list, the fee is in the listing agreement, and you see it before you sign.
On the median Fort Collins listing today, a buyer who will live there puts down about $43,000. An investor puts down about $310,000. More buyers have the first number.
We buy it.
For a number and a date.
- A cash price, in writing.
- We buy with our own money and take title.
- No listing and no open houses. Your tenants stay where they are.
- Not every property gets an offer. You are told either way.
You see this number next to the list price, so you know what the speed costs before you take it.
LIVE WEBINAR FOR OWNERS
Doesn't make sense yet? It was built to confuse you.
Reading more won't fix that. Asking will. Pick your session and bring your hardest question.
A recording can't answer your question. This is a real person, live, who can. Interrupt whenever you like.
Selling a house with an ADU, a duplex, a triplex or a fourplex: what it would sell for, a cash offer against a listing, and tenants.
Every Monday and Wednesday at 2:00 PM Central (1:00 PM Mountain).
RUN IT ON YOURS
See who can buy it at your price.
Two numbers: your asking price and your rent.
A house with an ADU is priced a different way. Send the address above and a person runs it.
The rent on the leases. For a home that is empty or that you live in, what it would rent for.
The starting numbers are the median asking price and the median rent of the Fort Collins listings on this site today. Replace them with yours.
Use your own tax and insurance bills
Left empty, each is estimated from the asking price at Colorado rates. If you enter your tax bill, both buyers are given that bill.
FOR THE RENT TO COVER IT, AN INVESTOR PUTS DOWN
$448,000
52% of the price
An investor who borrows on the rent typically puts down 25%. At that, the rent falls $1,550 a month short of the payment. Covering it takes $448,000 down, and then the rent only pays the bills: $0 a month back, before a repair, an empty month or a manager.
A BUYER WHO WILL LIVE THERE PUTS DOWN
$43,000
5% of the price
Their lender counts their paycheck, plus 75% of the rent from the other home. A lender would look for household income of about $155,000 a year, with no other monthly debts.
That is why investors pass on this duplex, or offer less. A buyer who will live there puts down $43,000 and gets a home. There are far more of them. Sell to them.
A small down payment is how that loan works. The lender still verifies the buyer's income, credit and cash, and we check the loan behind every offer before you answer it.
How this is worked out
Both on a 30-year loan. The investor's is one that qualifies on the property's rent, at 7.00%, at 25% down or more, the usual minimum on two to four homes, and the figure is what it takes for the rent to equal the loan payment, taxes and insurance (a coverage ratio of 1.0). An investor with enough income of their own can borrow without that test, and a lender also wants three to six months of payments left in the bank. The buyer who will live there has a conventional loan at 5.60% and a 43% debt-to-income limit. Taxes and insurance are estimated from the price at Colorado rates unless you enter your own; the investor's taxes have no homestead exemption. These are down payments. Closing costs are extra for both buyers. It is not a valuation.
THE MARKET, NOVEMBER 11, 2026
What you are selling into in Fort Collins.
Fort Collins, CO
- For sale on this site today
- 16
- Median asking price
- $855,000
- For the rent to cover it, an investor puts down (median of 15 listings)
- $310,000
- A buyer who will live there puts down (median of 15 listings)
- $43,000
- Rent falls short of an investor's payment at 25% down
- 12 of 15
- An investor's cash return at 25% down is under the 7.00% their loan costs
- 15 of 15
What is counted, and how
Duplexes, triplexes and fourplexes from the local listing services for the places named. It is not every listing in the state. Price cuts and time on the market are counted over active listings whose current listing began in the last 180 days, at any price; older listings are left out, as they are on this site. Time on the market includes a property's earlier listings. Sales are recorded closings from the 90 days that ended two weeks ago, because closings are reported late. The two down payments use the 15 listings where this site has a rent for every home. Those rents are estimates: the lease where the listing gives one, otherwise nearby rentals. The investor borrows on the rent at 7.00% over 30 years, at 25% down or more, with no homestead exemption on the taxes, and the figure is what it takes for the rent to cover the loan payment, taxes and insurance. A buyer who will live there puts down the least their loan allows. Closing costs and cash reserves are extra for both.
What Fort Collins owners ask first.
- Who buys a house with an ADU, a duplex, a triplex or a fourplex in Fort Collins?
- Two kinds of buyer. An investor who borrows on the rent typically puts down a quarter of the price, and at today's rates the rent often still falls short of the payment, so they offer less or pass. A buyer who will live there puts down 3.5% to 5% and qualifies on their income with most of the rent counted on top. On a house with an ADU, FHA counts the rent from one existing ADU and conventional loans count it in narrower cases. Far more people can buy it the second way.
- What is my Fort Collins property worth?
- What similar properties near you have sold for, adjusted for your rents and your property's condition. Send the address and we call you within one business day with a price and the sales it comes from.
- Will a buyer with a loan actually close?
- That is the risk we work on before you accept an offer. We check the loan behind every offer, and we find what the loan will flag on your property first. You see where the buyer's financing stands before you answer. The appraisal is the other risk: a buyer with a small down payment has little cash to make up the difference if it comes in under the price. So we price from sales an appraiser can use, and you see those sales before you accept an offer. We aim to close about thirty days after you accept, and that date depends on the appraisal, the lender and the title work.
- Do I have to empty it before I sell?
- No. A buyer who will live there needs one home to move into. The others can stay rented, and their leases help that buyer's loan. Tell us who lives there and until when, and we plan the sale around it.
- I already have a cash offer. Should I take it?
- Compare it first. A cash buyer can close weeks sooner than a buyer with a loan, and usually pays less for the speed. Send the offer with the address and we set it next to what recent sales and your rents support, so you decide with both in front of you.
- What does it cost?
- The price costs nothing and there is nothing to sign to get it. If you list with us, the fee is written in the listing agreement and is paid from the sale at closing.
Send the Fort Collins address. Get the price.
List it, sell it to us, or do nothing. Nothing goes on the market until you say so.