Selected for the Terner Labs Housing Venture Lab

ABOUT SERIES

The cheapest homes in America are already built.

We sell them to the people who will live in them.

See the homes
A duplex drawn from above: the half where you live, the half that is rented, and what it costs you after the rent.

For most of a century a working family could buy a duplex, live in one half and let the other half help pay for it. Then the listings, the search sites and the sales pitch were all pointed at investors. Series points them back at the people who will live there.

WHAT WE BELIEVE

  • Get rich slow.

    A home that comes with a tenant, a loan that shrinks with every payment, and years of holding on. No trick and no shortcut. We show the arithmetic, and what can go wrong sits right beside it.

  • These homes are already built.

    Millions of duplexes, triplexes and fourplexes are standing today, on ordinary streets. Nothing has to be rezoned or built for you to live in one. The ones for sale where Series works are on this site, each with what it costs a month to live in.

  • A home should help pay for itself.

    The rent from the home next door goes toward your mortgage every month. You own the property, you choose the tenant, and no landlord raises your rent.

  • The people who live there are the deeper market.

    An investor needs the rent to cover the whole payment and brings the rest of the price in cash. A household puts down a few percent and qualifies on its paycheck, with most of the rent counted on top. Far more people can buy the second way, and most of these homes are still marketed the first way.

  • You should know the loan works before you sign.

    On a duplex, triplex or fourplex, the leases, the rent an appraiser will accept and whether a home in it is free to move into decide the loan. The usual sale tells you after you are under contract. We read the leases before you offer.

WHY SERIES EXISTS

Peter Yoder, founder of Series Homes

Peter Yoder

Founder, Series Homes

For ten years I worked for the people who buy homes by the thousand. I read loan files at a bank. Then I bought houses for one of the largest landlords in the country.

One deal that crossed my desk was sold as a 78-unit apartment portfolio. When I opened the file it was thirteen duplexes and thirteen fourplexes, on ordinary streets.

I ran the numbers on one of those fourplexes the way a household would: a small down payment, live in one home, rent the other three. That household could have paid more for it than we did.

So why were we the ones buying it?

Because nothing in the sale was built for them. The listing spoke to investors. The search sites filed it under investment property. The one number that mattered to a family, what it costs a month to live there after the rent, was not printed anywhere.

I found out how that feels when it was my turn. I put down earnest money on a triplex and then waited for an appraiser to tell me what the other units rented for, because that number decided whether I qualified. I learned it after I had signed.

Series is the company I wanted then. Every duplex, triplex and fourplex for sale, shown as what it is: a home, with what it costs a month to live there after the rent. The loan checked against the property before you offer. One team from the search to the keys.

You don't need to be a real estate investor.

The loans that buy these homes are the ones that buy any house. Your neighbor in the single-family home is not making a bad decision. They just don't know this option exists. Now you do.

It's not sexy. It just works.

WHERE WE STAND

We know how the largest landlords in the country buy homes. We work for the people who live in them.

An institution knows the rent, the loan and the price before it bids. A household is handed a list price and finds out the rest after it signs. We give the household the same numbers before it offers.

  • Every listing shows what it costs a month to live there after the rent, and how the figure is worked out.

  • We read the leases and confirm the rent a lender will count.

  • The loan is lined up before the offer goes in.

QUESTIONS

What people ask about Series.

What is Series Homes?

A real estate brokerage and a mortgage brokerage under one roof, built for houses with an ADU, duplexes, triplexes and fourplexes. We sell them to the people who will live in them, in Texas and Colorado.

Who is behind it?

Peter Yoder founded Series Homes and runs it. He spent ten years on the other side of this market: reading loan files at banks, buying houses for Progress Residential, one of the largest landlords in the country, and four years at Flock Homes helping run the rental houses it owns. Series does that work for the people who will live in the home.

How does Series get paid?

When a purchase or a sale closes, and not before. If you close, we earn. If you don't, you don't owe us a dime. What we would be paid is in writing before you sign anything.

What if I am a year away from buying?

Then now is a good time to start. You get a plan for the year, in order: how much more to save, which debt to pay down, and where the credit score needs to be. The estimate on this site gives you a first number with no credit check.

See what you qualify for first

What if I am outside Texas and Colorado?

Series lists homes in Texas and Colorado today, so those are the places we can show you a home. The loans themselves are national programs. The House Hacking Bible explains them, and it is free to read on this site.

Read The House Hacking Bible

The homes are already built. Go see what one costs you a month.

Every house with an ADU, duplex, triplex and fourplex for sale where we work is on this site, each with what it costs a month to live there after the rent.

See the homesOr tell us what you are trying to do