Selected for the Terner Labs Housing Venture Lab

31547 Niakwa Road, Evergreen, CO 80439

Active
Listed 124 days ago
Owner-Occupant Eligible
$715,000

About $2,673 a month to live here, after the rent from the other home.

House + ADU2,654 sqft3 beds3 bathsListed Jul 11, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,673a month

The second home on the lot rents for $2,000. We hold back $360 of that for repairs and an empty month, and the rest goes toward a $4,313 monthly payment.

Income to qualify: about $102,000 a year

With how much down?

At 20% down ($143,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $93,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$21,450 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

**PRIVATE MOUNTAIN RETREAT ON 2+ ACRES | ATTACHED STUDIO | BARN | NO HOA!** Just 10 minutes from downtown Evergreen, this move-in-ready home offers exceptional privacy, versatility, and mountain living at its best! Recent updates include fresh flooring, new carpet, interior paint, stylish lighting, and new appliances. **A STANDOUT FEATURE IS THE SPACIOUS ATTACHED WALK-OUT STUDIO WITH PRIVATE ENTRANCE**, ideal for guests, multi-generational living, a home office, creative space, or potential rental income (subject to county regulations). **BRING YOUR ANIMALS, HOBBIES & MOUNTAIN TOYS!** The versatile barn features two stalls, space for a horse, and workshop or storage potential, while a fenced dog run, room for chickens, and ample RV parking add even more flexibility. Outdoor enthusiasts will love being minutes from Flying J Ranch, Maxwell Falls, and Alderfer/Three Sisters Park. **NO HOA. INCREDIBLE PRIVACY. ENDLESS POSSIBILITIES!** https://tinyurl.com/31547Niakwa

House + ADU

Property Type

95,832 sqft

Lot Size

1979

Year Built

Listing Date: 07/11/2026

Listed by: Caroline McQueen

Listing office: Keller Williams Foothills Realty, LLC

Contact: 303-720-6777

Source: REcolorado #2500300

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$715,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$715,000
Your Down Payment$143,000
Financed$572,000
Estimated Monthly Payment$4,313

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($143,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,313/month
Principal + Interest
$3,429
Property Taxes
$430
Home Insurance
$454
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$360
Cost to live here
$2,673/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 2500300 · Listing office: Keller Williams Foothills Realty, LLC

The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

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