Selected for the Terner Labs Housing Venture Lab

4743 Cedar Road #A&B, Evergreen, CO 80439

Active
Listed 118 days ago
Owner-Occupant Eligible
$1,087,000

About $4,232 a month to live here, after the rent from the other home.

House + ADU2,043 sqft4 beds2 bathsListed Jul 17, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,232a month

The second home on the lot rents for $2,000. We hold back $390 of that for repairs and an empty month, and the rest goes toward a $5,842 monthly payment.

Income to qualify: about $145,000 a year

With how much down?

At 20% down ($217,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $142,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$32,610 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

A once in a lifetime rare opportunity to own 2 homes just steps away from coveted Evergreen Lake! Imagine waking up and taking in the amazing mountain views and overlooking Evergreen Lake. Each home has been meticulously maintained and cared for. Enjoy morning walks around the stunning lake and take in the daily wildlife sightings of the Elk and Deer. Both homes have been immaculately kept and updated and are truly turn key ready. Both homes have updated kitchens to include new cabinets, counters, lighting and flooring. Spa-like tranquil updated bathrooms with designer tile accents, new tile flooring, lighting, vanities and fixtures. Enjoy the open sunny floor plans that both homes offer! Newer windows in both homes, new roofs, freshly painted interior and exteriors. The roofs are an F-Wave high impact resistant synthetic shingle. The primary home has gorgeous wood flooring on the main level, all other rooms have newer carpeting. Enjoy the amazing sunny decks that both homes offer that are positioned to take in the views of the lake, mountains and wildlife. Private laundry facilities are located in each home. Partially fenced in yard with privacy cross fencing so each home has its very own private yard and garden. The main home does have a fenced yard to keep the furry family members contained. The location of the home's is absolutely perfect to easily walk to downtown Evergreen, Evergreen Library, Evergreen High School, Evergreen Lake & Golf Course, Three Sisters Trail System & Dedisse Park. This unique location offers the ability to walk to multiple restaurants, coffee shops and retail stores. Very easy access and within 8 minutes to I-70 for a commute to Denver or up the mountain for world class skiing. Each home has its own storage shed for all your additional treasures. Plenty of parking with an oversized driveway and one of the homes has a carport area. No HOA! Opportunity to live in one home and rent the other or use it as an ADU. Your Lake Shire Awaits!

House + ADU

Property Type

11,282 sqft

Lot Size

1914

Year Built

Listing Date: 07/17/2026

Listed by: Kay Bohan

Listing office: LIV Sotheby's International Realty

Contact: 303-915-1563

Source: REcolorado #4365389

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,087,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,087,000
Your Down Payment$217,400
Financed$869,600
Estimated Monthly Payment$5,842

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($217,400) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,842/month
Principal + Interest
$5,214
Property Taxes
$247
Home Insurance
$381
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$390
Cost to live here
$4,232/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4365389 · Listing office: LIV Sotheby's International Realty

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