Selected for the Terner Labs Housing Venture Lab

7380 Newton Street, Westminster, CO 80030

Active
Listed 103 days ago
Owner-Occupant Eligible
$699,000

About $2,339 a month to live here, after the rent from the other home.

Duplex2,470 sqft6 beds3 bathsListed Aug 1, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,339a month

The other home rents for $1,950. We hold back $380 of that for repairs and an empty month, and the rest goes toward a $3,909 monthly payment.

Income to qualify: about $92,000 a year

With how much down?

At 20% down ($139,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $96,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$24,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Income-Producing Duplex – Turnkey Investment Opportunity Perfect opportunity to house hack! Live in one unit and rent out the other! Currently generating $4,950 per month in rental income, the larger unit is leased through September 1st at $3,000/month, while the smaller unit is leased through March 1 at $1,950/month, providing immediate, reliable income. The larger unit features 4 bedrooms, 1 non-conforming bedroom, and 2 bathrooms, while the smaller unit offers 2 bedrooms and 1 bathroom. Each unit has its own private backyard with direct access from inside the unit, providing added privacy and outdoor living space for tenants. Both units have been thoughtfully updated with new interior and exterior paint, new texture, newer carpet and flooring, and modern finishes throughout. The larger unit features beautiful hardwood floors, and both units include new cabinetry, quartz countertops, and stainless steel appliances. The property also offers excellent parking, with the larger unit featuring a long private driveway and the smaller unit its own one-car driveway, plus plenty of additional off-street parking. Located in a desirable residential neighborhood, this turnkey duplex is an outstanding investment opportunity with strong cash flow and quality upgrades already in place.

Duplex

Property Type

12,075 sqft

Lot Size

1960

Year Built

Listing Date: 08/01/2026

Listed by: Yara Herrera

Listing office: HomeSmart Realty

Contact: 720-277-5007

Source: REcolorado #9208224

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$699,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$699,000
Your Down Payment$139,800
Financed$559,200
Estimated Monthly Payment$3,909

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($139,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,909/month
Principal + Interest
$3,210
Property Taxes
$276
Home Insurance
$423
Rental Income (1 Unit)
$1,950/month

From the listing description.

Rental Expenses
-$380
Cost to live here
$2,339/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 9208224 · Listing office: HomeSmart Realty

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