Selected for the Terner Labs Housing Venture Lab

8960 Mccoy Place, Westminster, CO 80031

Active
Listed 114 days ago
Owner-Occupant Eligible
$800,000

About $2,610 a month to live here, after the rent from the other home.

Duplex3,730 sqft9 beds4 bathsListed Jul 21, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,610a month

The other home rents for $2,507. We hold back $451 of that for repairs and an empty month, and the rest goes toward a $4,666 monthly payment.

Income to qualify: about $108,000 a year

With how much down?

At 20% down ($160,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $110,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Side-by-side duplex • 9 bedrooms/4 full baths total • Updated kitchens • Hardwood floors • Separate yards • In-unit laundry • Westminster Location Near Denver and Boulder, Colorado Live in one side and rent the other, or add a stabilized and performing duplex to your investment portfolio. This Westminster property offers two attached residences with separate living spaces, generous bedroom counts and individual outdoor areas. The 8960 residence includes 4 bedrooms and 2 full baths, while 8966 includes 5 bedrooms and 2 full baths. Both homes feature light, bright interiors, open floor plans, hardwood flooring and updated kitchens with dishwashers. A washer and dryer are located inside each residence for convenient, separate laundry. The flexible layouts provide substantial room for everyday living, dedicated home-office space, hobbies, storage and guest accommodations. Multiple bedrooms allow each side to be configured for individual needs. Separate yards provide outdoor space for gardening, recreation or relaxing, and the carport offers covered off-street parking. For an owner-occupant, the property provides an opportunity to enjoy the space and privacy of one residence while generating rental income from the adjoining unit. For an investor, the established two-unit configuration, strong bedroom mix and stabilized performance support continued rental use. The side-by-side design also provides more separation than a up down duplex, with each residence functioning as its own home. Convenient Westminster location with access to neighborhood shopping, parks and daily services. Practical routes toward both Denver and Boulder provide access to major employment, education and recreation destinations. Approximately 0.5 mi to Shaw Heights Shopping Center, 0.8 mi to McFall Park and 2.8 mi to Westminster Station. A versatile duplex with updated interiors, substantial living space and multiple ownership options.

Duplex

Property Type

8,992 sqft

Lot Size

1973

Year Built

Listing Date: 07/21/2026

Listed by: Jennifer Reinhardt

Listing office: Atlas Real Estate Group

Contact: 303-514-8491

Source: REcolorado #4528324

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$800,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$800,000
Your Down Payment$160,000
Financed$640,000
Estimated Monthly Payment$4,666

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($160,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,666/month
Principal + Interest
$3,674
Property Taxes
$354
Home Insurance
$638
Rental Income (1 Unit)
$2,507/month

From the listing description.

Rental Expenses
-$451
Cost to live here
$2,610/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4528324 · Listing office: Atlas Real Estate Group

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