Selected for the Terner Labs Housing Venture Lab

919 W Prairie Lea St, Lockhart, TX 78644

Active
Listed 49 days ago
Owner-Occupant Eligible
$419,000

About $1,817 a month to live here, after the rent from the other home.

Duplex2,004 sqft2 beds2 bathsListed Sep 24, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,817a month

The other home rents for $1,250. We hold back $244 of that for repairs and an empty month, and the rest goes toward a $2,823 monthly payment.

Income to qualify: about $68,000 a year

With how much down?

At 20% down ($83,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $58,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,665 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

919 Prairie Lea is a charming duplex on one of the best streets in Lockhart. Each side has one bedroom, one bath, hardwood floors, updated kitchen and bath, and its own laundry room. Side A has a fabulous long-term tenant on a month-to-month lease, and Side B is vacant and ready to go. Big backyard, great walkable location, tons of character. Cozy, easy, and right in the heart of the coolest small town in Texas.

Duplex

Property Type

11,212 sqft

Lot Size

1930

Year Built

Listing Date: 09/24/2026

Listed by: Donna Blair

Listing office: Blairfield Realty LLC

Contact: (512) 968-9080

Source: Unlock MLS #ACT9165823

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$419,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$419,000
Your Down Payment$83,800
Financed$335,200
Estimated Monthly Payment$2,823

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($83,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,823/month
Principal + Interest
$1,924
Property Taxes
$538
Home Insurance
$361
Rental Income (1 Unit)
$1,250/month

From the listing's stated rent.

Rental Expenses
-$244
Cost to live here
$1,817/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9165823 · Listing office: Blairfield Realty LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.