Selected for the Terner Labs Housing Venture Lab

900 Crockett St, Lockhart, TX 78644

Active
Listed 14 days ago
Owner-Occupant Eligible
$315,000

About $1,348 a month to live here, after the rent from the other home.

Duplex2,185 sqft4 beds2 bathsListed Oct 29, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,348a month

The other home rents for $1,305. We hold back $235 of that for repairs and an empty month, and the rest goes toward a $2,418 monthly payment.

Income to qualify: about $56,000 a year

With how much down?

At 20% down ($63,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $43,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$11,025 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Double the Opportunity! Income-Producing Duplex in the Heart of Lockhart! Invest in opportunity in the Barbecue Capital of Texas! Nestled beneath a beautiful canopy of mature shade trees on a spacious corner lot, this all-brick duplex offers 2,185 square feet of total living space and an appealing combination of location, versatility, and income-producing potential. With two separate addresses, 900 Crockett St. and 1004 Bowie St., each unit features two bedrooms, one bath, a one-car garage, comfortable living and dining spaces, easy-care flooring, washer/dryer connections, a fenced yard, and covered porches. The owner has made substantial recent investments in plumbing improvements, including repairs to under-slab plumbing and sewer lines. Separately metered utilities allow tenants to pay their own utility expenses. One unit is currently occupied, offering an existing source of rental income, while the vacant unit is easy to show and provides an opportunity to secure another tenant or enjoy the flexibility of owner occupancy. Conveniently situated near schools and just minutes from Lockhart's charming historic downtown square, filled with unique shops, antique stores, popular eateries, and local attractions. Whether you're expanding your investment portfolio or looking to live in one unit while generating income from the other, this property offers possibilities! Multifamily opportunities in this vibrant Central Texas community are limited. Make this one yours!

Duplex

Property Type

9,688 sqft

Lot Size

1985

Year Built

Listing Date: 10/29/2026

Listed by: Brenda Chambliss

Listing office: Countywide Realty

Contact: (512) 376-8883

Source: Unlock MLS #ACT4844774

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$315,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$315,000
Your Down Payment$63,000
Financed$252,000
Estimated Monthly Payment$2,418

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($63,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$2,418/month
Principal + Interest
$1,447
Property Taxes
$610
Home Insurance
$361
Rental Income (1 Unit)
$1,305/month

From the listing description.

Rental Expenses
-$235
Cost to live here
$1,348/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT4844774 · Listing office: Countywide Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.