Selected for the Terner Labs Housing Venture Lab

420 S Brazos St, Lockhart, TX 78644

Active
Listed 29 days ago
Owner-Occupant Eligible
$848,000

About $4,921 a month to live here, after the rent from the other home.

House + ADU2,800 sqft4 beds4 bathsListed Oct 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,921a month

The second home on the lot rents for $800. We hold back $120 of that for repairs and an empty month, and the rest goes toward a $5,601 monthly payment.

Income to qualify: about $149,000 a year

With how much down?

At 20% down ($169,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $111,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$25,440 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to your brand-new custom home! A modern design with Texas vernacular roots, handcrafted by Green Guild Inc. This architectural masterpiece welcomes you with vaulted ceilings, a steel staircase and beautiful oak floors. Entertain effortlessly in the stunning chef's kitchen or unwind by the cozy gas fireplace. Walk across the shady courtyard to the detached garage apartment with kitchen and full bathroom. Unparalleled design meets everyday comfort in this custom home. Located 1/4 mile from the iconic Lockhart Historic Downtown Square, walk to world-Class BBQ, cocktails, art galleries, a community theatre, and local coffee shops, moments from your front porch.

House + ADU

Property Type

11,761 sqft

Lot Size

2026

Year Built

Listing Date: 10/14/2026

Listed by: Amanda Stowe

Listing office: Lone Star Realty - Lockhart

Contact: (512) 914-4790

Source: Unlock MLS #ACT5594360

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$848,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$848,000
Your Down Payment$169,600
Financed$678,400
Estimated Monthly Payment$5,601

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($169,600) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,601/month
Principal + Interest
$4,067
Property Taxes
$1,155
Home Insurance
$379
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$120
Cost to live here
$4,921/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT5594360 · Listing office: Lone Star Realty - Lockhart

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.