About $865 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,999. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $2,564 monthly payment.
Income to qualify: about $54,000 a year
With how much down?
At 20% down ($77,700) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $54,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,598 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
FOR SALE & FOR RENT! Exceptional new construction duplex by HR Builders offering modern design, quality craftsmanship, and an elevated finish package in Harker Heights. Each unit features 3 bedrooms, 2 bathrooms, an attached 1-car garage, and a thoughtfully designed open-concept floor plan maximizing living and storage space. Interiors showcase white cabinetry with sleek black hardware, 3 CM granite countertops, stainless steel undermount kitchen sinks, white undermount vanity sinks, stainless steel appliances, pantry storage, ceiling fans in the primary bedroom and living room, spacious bedrooms, walk-in closets, double vanities, and a private primary suite featuring a walk-in shower with glass enclosure and separate water closet. Additional features include energy-efficient windows, covered rear patios, full privacy fencing, irrigation, professional landscaping, architectural shingle roofing, and a low-maintenance exterior with masonry and board-and-batten accents. Designed to appeal to both homeowners and investors, this brand-new duplex provides two separate residences under one roof and is ideal for an owner-occupant looking to live in one side and lease the other, multi-generational living, long-term rental investment, or portfolio expansion. Thoughtful selections, modern finishes, private garages, and quality construction set this property apart from typical investment-grade construction. Built for today. Built for tomorrow. Built by HR Builders.
Duplex
Property Type
8,276 sqft
Lot Size
2026
Year Built
Listing Date: 09/23/2026
Listed by: Lauren Reider-Hallmark
Listing office: John Reider Properties Ii, Ltd
Contact: (254) 291-0515
Source: Unlock MLS #ACT3227002
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($77,700) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT3227002 · Listing office: John Reider Properties Ii, Ltd
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.