About $782 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $700. We hold back $126 of that for repairs and an empty month, and the rest goes toward a $1,356 monthly payment.
Income to qualify: about $32,000 a year
With how much down?
At 20% down ($40,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $28,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$7,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Excellent investment opportunity in Harker Heights! This duplex is being sold in its entirety, including both Unit A and Unit B. Unit A is currently occupied by a long-term tenant paying $500/month, providing immediate rental income. Unit B is vacant and ready for a new tenant, with estimated rental potential of $900+ per month. The vacant unit features a comfortable, functional floor plan with stone countertops, durable flooring, ceiling fans, a well-equipped kitchen, and a fenced backyard. The property also offers off-street parking and outdoor space for each unit. With one unit already generating income and the other ready to lease, this property offers immediate cash flow with additional income potential. Investors also have the opportunity to benefit from future rental upside as leases turn over. Conveniently located in Harker Heights with easy access to shopping, dining, major roadways, and Fort Cavazos. A great opportunity to add a flexible income-producing property to your portfolio!
Duplex
Property Type
9,161 sqft
Lot Size
1977
Year Built
Listing Date: 09/15/2026
Listed by: Sarah Jahn
Listing office: Central Metro Realty
Contact: (512) 653-5122
Source: Unlock MLS #ACT7821386
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($40,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From leases in place.
From leases in place.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT7821386 · Listing office: Central Metro Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.