About $774 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $2,408. We hold back $361 of that for repairs and an empty month, and the rest goes toward a $2,821 monthly payment.
Income to qualify: about $57,000 a year
With how much down?
At 20% down ($81,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $56,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$14,175 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Excellent opportunity to add an income-producing asset to your investment portfolio. Built in 2022, this 4-side brick duplex in Harker Heights features two units, each offering 3 bedrooms, 2 bathrooms, an attached 1-car garage, and private, individually fenced backyards. Both sides feature open-concept living areas with granite countertops and luxury vinyl plank flooring throughout (no carpet). Unit A is currently tenant-occupied on a month-to-month lease, providing immediate rental income while offering the new owner the flexibility to negotiate new lease terms. Unit B is completely vacant and move-in ready. Giving you the option to live in one unit and rent out the other to help with the mortgage payment, or to lease both sides at market rates. Conveniently located just minutes from I-14, HEB, Market Heights shopping center, and an easy commute to Fort Cavazos.
Duplex
Property Type
9,988 sqft
Lot Size
2022
Year Built
Listing Date: 08/06/2026
Listed by: Jonathan Saehang
Listing office: JBGoodwin REALTORS NW
Contact: (512) 947-8223
Source: Unlock MLS #ACT8162598
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($81,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT8162598 · Listing office: JBGoodwin REALTORS NW
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.