Selected for the Terner Labs Housing Venture Lab

163 Floyds Run, Bertram, TX 78605

Active
Listed 70 days ago
Owner-Occupant Eligible
$1,349,000

About $7,993 a month to live here, after the rent from the other home.

House + ADU3,908 sqft4 beds4 bathsListed Sep 3, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$7,993a month

The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $8,960 monthly payment.

Income to qualify: about $239,000 a year

With how much down?

At 20% down ($269,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $176,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$40,470 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

If you are seeking a one-of-a-kind custom-built masterpiece then look no further! Every detail has been methodically chosen during the build phase that gives a spacious, secure, efficient, and luxurious feel to both the house and shop. A self-contained guest room was created to be used as a mother-in-law suite or a live-in caretaker that has its own kitchenette and bathroom within the unit. Large Anderson windows and transom windows bring in exceptional country views around the great room that has a covered patio attached with master bedroom access. Patio is plumbed with a gas valve, water, and power for future use of an outdoor kitchen along with overhead fans and recessed lighting. Wolf and Sub-zero appliances are installed in the kitchen giving it a touch of class and a chef inspired experience. The kitchen island has a large footprint that is spaced purposely to allow two people to walk side-by-side with room from within the back wall. The countertops and island have beautifully crafted granite and the cabinetry almost feels endless. Huge walk-in pantry with built-in shelves with an additional fridge and upright freezer. Laundry has both gas and electric hookups for the dryer, holiday lighting outlets installed with separate light switch, upgraded wiring throughout the house, 240 v in garage, several more options that are not mentioned included inside the house, and I haven’t even brought up all the features included in the shop! This estate is built on roughly 2 acres fenced inside of the 5 acres to take part in the agricultural exemption program that Burnet County allows the Watson Place subdivision access to. This property is more impressive to see in person than just believing pictures and descriptions! There is an additional lot with a separate priced option that can be discussed, ask for more information about it.

House + ADU

Property Type

217,800 sqft

Lot Size

2018

Year Built

Listing Date: 09/03/2026

Listed by: Michael Goertz

Listing office: Keller Williams Realty Lone St

Contact: (512) 784-3484

Source: Unlock MLS #ACT8767542

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,349,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,349,000
Your Down Payment$269,800
Financed$1,079,200
Estimated Monthly Payment$8,960

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($269,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$8,960/month
Principal + Interest
$6,470
Property Taxes
$1,907
Home Insurance
$558
HOA$25
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$7,993/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8767542 · Listing office: Keller Williams Realty Lone St

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.