Active
2 units4 bd4 ba3,908 sqft
Cost to live here
$7,993/moafter $1,138/mo in rent
Income to qualify: about $239,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,349,000•House + ADU
163 Floyds Run, Bertram, TX 78605
1300 W Tx-29, Bertram, TX 78605
Active
Listed 118 days agoOwner-Occupant Eligible
About $2,899 a month to live here, after the rent from the other home.
House + ADU1,975 sqft3 beds2 bathsListed Jul 17, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$2,899a month
The second home on the lot rents for $1,138. We hold back $222 of that for repairs and an empty month, and the rest goes toward a $3,815 monthly payment.
Income to qualify: about $96,000 a year
With how much down?
At 20% down ($107,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $70,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$16,050 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Discover the perfect blend of historic potential and Texas Hill Country land at 1300 W State Hwy 29. Spanning just under 18 acres, this breathtaking estate offers a rare opportunity to restore or build your dream country homestead just minutes from the rapidly revitalizing historic downtown Bertram—a town booming with vibrant new shops, local boutiques, and classic Texas soul. Historic 1920s Main Residence: Overflowing with 1920s vintage character, the 3-bedroom, 2-bathroom main house is a true diamond in the rough. Ready for your custom vision and renovations, it offers the ultimate blank canvas to restore its timeless architectural charm and create a customized Hill Country masterpiece tailored perfectly to your style! Detached Garage & Guest House: Maximizing your options, the property also features a detached two-car garage with an attached guest home layout. Ready for updates, this separate space offers incredible future potential for hosting visitors, multi-generational living, or generating short-term rental income once finished. A Nature Lover’s Paradise: While the structures await your personal touch, the expansive grounds are already breathtaking. Unwind under the canopy of towering, century-old live oak trees, or enjoy the tranquility of your own private pond located at the back of the property. With ample room for gardening, horses, and livestock, the land itself is the ultimate Hill Country prize.
House + ADU
Property Type
783,209 sqft
Lot Size
1925
Year Built
Listing Date: 07/17/2026
Listed by: Mark Taylor
Listing office: Venture Partners R.E.
Contact: (512) 940-3948
Source: Unlock MLS #ACT1320707
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$535,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$535,000
Your Down Payment$107,000
Financed$428,000
Estimated Monthly Payment$3,815
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($107,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$3,815/month
Principal + Interest
$2,566Property Taxes
$893Home Insurance
$356Rental Income (1 Unit)
$1,138/month
From the listing description.
Rental Expenses
-$222Cost to live hereCost to live here, after rent
$2,899/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT1320707 · Listing office: Venture Partners R.E.
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
