Active
2 units4 bd4 ba3,908 sqft
Cost to live here
$7,993/moafter $1,138/mo in rent
Income to qualify: about $239,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,349,000•House + ADU
163 Floyds Run, Bertram, TX 78605
1600 W State Highway 29, Bertram, TX 78605
Active
Listed 107 days agoOwner-Occupant Eligible
About $1,373 a month to live here, after the rent from the other home.
House + ADU1,472 sqft3 beds2 bathsListed Jul 28, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$1,373a month
The second home on the lot rents for $863. We hold back $142 of that for repairs and an empty month, and the rest goes toward a $2,094 monthly payment.
Income to qualify: about $51,000 a year
With how much down?
At 20% down ($59,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $39,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$8,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Enjoy the best of rural living just minutes from town on this beautifully shaded 1.02-acre property, less than 15 minutes to Burnet or Liberty Hill. This 3-bedroom, 2-bath home offers comfortable living with tile flooring throughout the living room and kitchen, a cozy fireplace, and a galley-style eat-in kitchen perfect for gathering. The primary bedroom includes a full bath, and a versatile bonus room is currently being used as a 3rd bedroom. Outside, a durable metal roof tops the home, complemented by a two-car carport and two covered patios ideal for outdoor entertaining. Raised garden beds offer the perfect space for growing your own vegetables, while two storage sheds provide plenty of room for tools and equipment. A covered walkway leads to the 12' x 26' tiny home, complete with laminate flooring, a full kitchen and bath, and a mini-split system for efficient heating and cooling. It's perfect as a guest suite, rental income opportunity, home office, or in-law quarters. With space to spread out, shade to relax under, and a bonus dwelling for extra flexibility, this property is a rare find for those seeking privacy without sacrificing convenience. Don't miss your chance to own this unique slice of Hill Country living!
House + ADU
Property Type
44,431 sqft
Lot Size
1995
Year Built
Listing Date: 07/28/2026
Listed by: Chris Watters
Listing office: Watters International Realty
Contact: (737) 313-5275
Source: Unlock MLS #ACT7281006
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$299,900
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$299,900
Your Down Payment$59,980
Financed$239,920
Estimated Monthly Payment$2,094
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($59,980) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$2,094/month
Principal + Interest
$1,438Property Taxes
$435Home Insurance
$221Rental Income (1 Unit)
$863/month
From the listing description.
Rental Expenses
-$142Cost to live hereCost to live here, after rent
$1,373/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT7281006 · Listing office: Watters International Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
