About $1,544 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,725. We hold back $336 of that for repairs and an empty month, and the rest goes toward a $2,933 monthly payment.
Income to qualify: about $66,000 a year
With how much down?
At 20% down ($81,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $56,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$14,175 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Just blocks away from the heart of historic downtown Lockhart, this well-maintained all-brick duplex offers an excellent investment opportunity. Each 3-bedroom, 2-bath unit includes a private, fenced backyard and storage shed. Set on a spacious .29-acre corner lot, the 2,500 sqft property has separate utility meters and desirable rental flexibility. Both units are equipped with a refrigerator, dishwasher, and gas range. With Lockhart Square, local restaurants, shops, and entertainment all within easy reach, this property combines convenience, location, and income potential in one of Central Texas’s most sought-after small towns.
Duplex
Property Type
12,846 sqft
Lot Size
1965
Year Built
Listing Date: 08/14/2026
Listed by: Daniel Hill
Listing office: Compass RE Texas, LLC
Contact: (512) 914-9948
Source: Unlock MLS #ACT4416009
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($81,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From leases in place.
From leases in place.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT4416009 · Listing office: Compass RE Texas, LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.