Selected for the Terner Labs Housing Venture Lab

10136 Ventura Street, Commerce City, CO 80022

Active
Listed 51 days ago
Owner-Occupant Eligible
$599,000

About $2,332 a month to live here, after the rent from the other home.

House + ADU3,166 sqft6 beds4 bathsListed Sep 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,332a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $4,032 monthly payment.

Income to qualify: about $93,000 a year

With how much down?

At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Located in Reunion, this home is about having a large family and lease tenants in the fully renovated basement with totally private entrance, half block from the new Southlawn Elementary. The home has an inviting open and spacious kitchen, dining space and family room accented by a fireplace perfect for entertaining and enjoyable family space. The kitchen cabinetry is the upgraded 41", breakfast bar, stainless steel appliances, upgraded tile, and hardwood flooring. Main floor bedroom and full bath are a bonus. Upstairs also find a Bonus Room That can be converted into a Bedroom (Closet Missing), two spacious bedrooms and full bath in addition to the master bedroom with five piece bath and two walk in closets. The fully renovated Basement has two bedrooms, one bathroom, full kitchen, laundry and the private entrance make it a perfect “Mother in law Apartment” for a total of 6+ bedroom home.

House + ADU

Property Type

5,181 sqft

Lot Size

2006

Year Built

Listing Date: 09/22/2026

Listed by: Jorge Saenz-Rico

Listing office: LatinoAmerican Realty

Contact: 720-404-7469

Source: REcolorado #3678774

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$4,032

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,032/month
Principal + Interest
$2,873
Property Taxes
$606
Home Insurance
$493
HOA$60
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$2,332/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

REcolorado logo

MLS# 3678774 · Listing office: LatinoAmerican Realty

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