Selected for the Terner Labs Housing Venture Lab

42003 Westchester Circle, Elizabeth, CO 80107

Active
Listed 64 days ago
Owner-Occupant Eligible
$925,000
House + ADU5,667 sqft7 beds7 bathsListed Sep 9, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$6,078a month

We are still working out the rent on this one.

Income to qualify: about $168,000 a year

With how much down?

At 20% down ($185,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $121,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

No rent is counted for this home yet, so the cost to live here is the whole loan payment, taxes, insurance and any dues. Income to qualify uses a 43% debt-to-income limit and none of your other debts.

$27,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to this gorgeous, sprawling retreat situated on a massive, beautifully landscaped corner lot in a peaceful cul-de-sac within Elizabeth’s sought-after Spring Valley Ranch community! Step inside to a grand main level featuring soaring high ceilings, expansive windows, and a light-filled living room that flows seamlessly into a formal dining room. Down the hall, the open-concept layout centers around a massive chef’s kitchen complete with granite countertops, a center island with a breakfast bar, a pantry, and a sunlit dining nook with sliding glass doors out to the upper deck. The adjoining family room is anchored by a cozy fireplace—perfect for relaxing or entertaining. A private main-floor bedroom with an en-suite bath, a convenient powder room, and a mudroom with direct garage access complete the main level. Upstairs, a versatile loft offers a flexible space for many uses. The primary bedroom suite serves as an absolute sanctuary, boasting its own cozy fireplace, a spa-like 5-piece en-suite bath, and a generous walk-in closet. Three additional bedrooms reside on the upper floor: two share a Jack-and-Jill bath, a third bedroom sits adjacent to another full bath, and a dedicated laundry room makes chores a breeze. The fully finished walk-out basement doubles your living potential as a totally separate, self-contained suite with its own private exterior entrance. Complete with a second full kitchen, dining area (currently an exercise room), large family room with patio access, two bedrooms, 2nd laundry area, a 1/2 bath, and a 3/4 bath, it offers complete independence—ideal for multi-generational living or a private guest quarters. Outside, your private piece of paradise awaits! The stunningly landscaped yard features lush lawn space, established garden beds, a large storage shed, and multiple outdoor areas designed for ultimate relaxation and enjoyment against a tranquil and picturesque Colorado backdrop.

House + ADU

Property Type

26,092 sqft

Lot Size

2014

Year Built

Listing Date: 09/09/2026

Listed by: Afton Hartmann

Listing office: Redfin Corporation

Contact: 720-774-9144

Source: REcolorado #9452629

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$925,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$925,000
Your Down Payment$185,000
Financed$740,000
Estimated Monthly Payment$6,078

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($185,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,078/month
Principal + Interest
$4,437
Property Taxes
$758
Home Insurance
$838
HOA$45
Rental Income (1 Unit)
Not yet estimated
Cost to live here
$6,078/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 9452629 · Listing office: Redfin Corporation

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