Selected for the Terner Labs Housing Venture Lab

45320 Deerfield Circle, Elizabeth, CO 80107

Active
Listed 76 days ago
Owner-Occupant Eligible
$980,000

About $3,838 a month to live here, after the rent from the other home.

House + ADU3,301 sqft5 beds3 bathsListed Aug 28, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,838a month

The second home on the lot rents for $2,000. We hold back $330 of that for repairs and an empty month, and the rest goes toward a $5,508 monthly payment.

Income to qualify: about $136,000 a year

With how much down?

At 20% down ($196,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $128,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,400 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

5.6 Acres + Permitted ADU + No HOA + Front Range Views! Located in the highly sought after Outback Estates, this stunning raised ranch-style home, with a walkout basement offers the perfect combination of privacy, space, versatility and breathtaking views stretching from Longs Peak to Pikes Peak. Ideally positioned in a quiet cul-de-sac, this home is a true retreat and only 20 minutes from Southlands and Parker! Step inside to a welcoming foyer, an open living space and beautifully updated gourmet kitchen. Featuring quartz countertops, a spacious entertaining island and high end appliances. The open concept layout flows effortlessly into the living and dining areas, while two sliding glass doors lead to the wraparound deck. The perfect place to enjoy a morning cup of coffee or unwind enjoying the panoramic views. The main level also features three spacious bedrooms and two beautifully updated bathrooms, offering comfortable and convenient one level living. Downstairs, a stunning permitted ADU/second living quarters adds incredible flexibility to the property. Complete with another modern kitchen, spacious living room, walk-out access or private entrance, two bedrooms, an updated ¾ bathroom, separate laundry and office or entertaining space, this level is ideal for multigenerational living, extended guests or a private secondary living arrangement. Outside the property continues to impress with rolling hills and beautifully maintained grounds. Enjoy a large flagstone patio, lawn and garden areas and horseshoe pit. Ideal for entertaining or relaxing outdoors. A nearly 1,700 sqft barn includes four stalls, water & electric, while expansive grazing areas offer endless possibilities to customize the property for animals, hobbies or your own vision of country living! Updated septic system was installed in spring 2026. Solar will be paid off at closing, no electric bill! A great opportunity to enjoy the space and serenity of country living with modern comfort!

House + ADU

Property Type

246,550 sqft

Lot Size

2000

Year Built

Listing Date: 08/28/2026

Listed by: Cindy Blette

Listing office: HomeSmart

Contact: 720-422-5098

Source: REcolorado #1600207

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$980,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$980,000
Your Down Payment$196,000
Financed$784,000
Estimated Monthly Payment$5,508

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($196,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,508/month
Principal + Interest
$4,700
Property Taxes
$294
Home Insurance
$514
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$330
Cost to live here
$3,838/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 1600207 · Listing office: HomeSmart

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