Selected for the Terner Labs Housing Venture Lab

13476 Jersey Street, Thornton, CO 80602

Active
Listed 113 days ago
Owner-Occupant Eligible
$781,500

About $3,916 a month to live here, after the rent from the other home.

House + ADU4,683 sqft5 beds5 bathsListed Jul 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,916a month

The second home on the lot rents for $1,234. We hold back $185 of that for repairs and an empty month, and the rest goes toward a $4,965 monthly payment.

Income to qualify: about $126,000 a year

With how much down?

At 20% down ($156,300) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $102,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$23,445 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Sprawling Marshall Lake home with 3 car garage! Over 4,600 sq. ft. of thoughtfully designed living space, soaring ceilings, rich wood floors, and an open-concept layout filled with natural light. You’ll love The chef’s kitchen with a large island and sunny dining nook overlooking the lovely backyard. Relax in the inviting family room with gas fireplace. Powered shades are installed throughout the main floor. Upstairs, a generous loft leads to the luxurious primary suite featuring a private sitting room, dual walk-in closets, and 5-piece bath. The newly finished basement is a showstopper, offering a large living area, expansive guest suite with ensuite bath plus a kitchenette, ideal for multigenerational living. Perfectly situated near Trail Winds Rec Center, Aquatic Center, and Marshall Lake, this exceptional home truly has it all!

House + ADU

Property Type

7,700 sqft

Lot Size

2007

Year Built

Listing Date: 07/22/2026

Listed by: Lori Fontyn

Listing office: Coldwell Banker Realty 56

Contact: 303-359-9937

Source: REcolorado #4323741

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$781,500

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$781,500
Your Down Payment$156,300
Financed$625,200
Estimated Monthly Payment$4,965

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($156,300) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,965/month
Principal + Interest
$3,748
Property Taxes
$423
Home Insurance
$729
HOA$65
Rental Income (1 Unit)
$1,234/month

From the listing description.

Rental Expenses
-$185
Cost to live here
$3,916/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# 4323741 · Listing office: Coldwell Banker Realty 56

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