About $2,068 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,195. We hold back $197 of that for repairs and an empty month, and the rest goes toward a $3,066 monthly payment.
Income to qualify: about $71,000 a year
With how much down?
At 20% down ($100,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $65,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$15,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Some homes simply offer space. This one offers possibilities. Thoughtfully designed for today's evolving lifestyles, this bright and beautifully maintained 4-bedroom, 4-bath home offers over 2,400 finished square feet of flexible living space, including a finished basement ideally suited for multi-generational living. Natural light fills the interior, highlighting bamboo hardwood flooring and creating a warm, inviting atmosphere. A cozy three-sided gas fireplace anchors the main living areas, while the kitchen offers a breakfast nook, pantry, ample cabinetry, and an easy flow for everyday living and entertaining. The versatile floorplan includes two bedrooms, two full baths, and main-floor laundry. Upstairs, a private bedroom, full bath, and spacious loft provide the perfect space for a home office, media room, fitness area, or bonus living space. The finished lower level is where this home truly shines, featuring a bedroom, full bath, kitchenette, and separate laundry area, creating an ideal setup for multi-generational households, extended family, guests, or added independence. Outside, the low-maintenance xeriscaped backyard is designed for relaxing, not yard work. The private concrete patio is perfect for morning coffee, outdoor dining, summer barbecues, or enjoying Colorado's beautiful evenings. The attached two-car garage adds convenience, while the HOA handles front yard watering, mowing, landscaping, snow removal, trash, and recycling, making everyday living easier. Highridge Court Park is located nearby and offers green space, walking paths, picnic areas, and outdoor recreation opportunities. Combining flexibility, comfort, and low-maintenance living in a desirable Thornton location, this rare home is ready to adapt to your needs today and for years to come.
House + ADU
Property Type
3,170 sqft
Lot Size
2004
Year Built
Listing Date: 09/02/2026
Listed by: Hope Sawyer
Listing office: Keller Williams Preferred Realty
Contact: 303-539-5573
Source: REcolorado #2612912
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($100,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From market rates for this unit's size.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 2612912 · Listing office: Keller Williams Preferred Realty
The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC., DBA RECOLORADO® Real estate listings held by brokers other than Uncharted Homes LLC are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.
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