Selected for the Terner Labs Housing Venture Lab

13601 Krameria Street, Thornton, CO 80602

Active
Listed 62 days ago
Owner-Occupant Eligible
$599,900

About $1,927 a month to live here, after the rent from the other home.

House + ADU2,638 sqft5 beds3 bathsListed Sep 11, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,927a month

The second home on the lot rents for $2,000. We hold back $300 of that for repairs and an empty month, and the rest goes toward a $3,627 monthly payment.

Income to qualify: about $82,000 a year

With how much down?

At 20% down ($119,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,997 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This beautiful, remodeled 5 bedroom 3 bath Ranch home located in the desirable Springvale neighborhood has a paid off Solar System for low bills; remodeled Kitchen, baths, newer AC unit and H20 heater, plus a complete 2- bedroom mother-in-law unit in the basement that features a large Rec. room with fireplace, full working kitchen, custom full bath and laundry closet making this perfect place for your in-laws or as a rental unit for added income. As you enter the home you will be impressed by the open and bright floorplan. Just off the entry is a formal living room, dining room and private office for those who work from home. The updated kitchen features oversized Honey glazed Maple cabinets, solid slab granite counters, designer tile backsplash, stainless appliances including a 6-burner gas range. plus, a large prep/ breakfast island with extra sink to help you as you prepare the Holiday meal. There are 3 spacious bedrooms on the main floor that include a spacious primary suite with incredible 5-piece executive bath with huge custom walk-in shower. The fully finished basement features a large rec room with LVP flooring, beautiful gas fireplace with travertine tile surround, wired for sound plus, a full working kitchen with raised panel Maple cabinets with slab granite counters, designer tile backsplash and stainless appliances that include a glass top range fridge, dishwasher, and countertop microwave. There are 2 spacious bedrooms in the basement that include the secondary primary suite with door to the renovated 4-piece bath and large walk-in closet with shelving system and laundry closet with hook ups in place, making this a complete separate living unit. The backyard is completely fenced in and features a large Garden shed, hot tub pad and huge wrap around stamped patio with built-in seating with gorgeous firepit to sit around and enjoy those Colorado summer evenings. This home is priced to sell so come quick.

House + ADU

Property Type

6,987 sqft

Lot Size

2006

Year Built

Listing Date: 09/11/2026

Listed by: Deano Makowsky

Listing office: RE/MAX Northwest

Contact: 720-436-2297

Source: REcolorado #IR1068654

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$599,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$599,900
Your Down Payment$119,980
Financed$479,920
Estimated Monthly Payment$3,627

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($119,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,627/month
Principal + Interest
$2,877
Property Taxes
$305
Home Insurance
$410
HOA$35
Rental Income (1 Unit)
$2,000/month

From the listing description.

Rental Expenses
-$300
Cost to live here
$1,927/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

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MLS# IR1068654 · Listing office: RE/MAX Northwest

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