Selected for the Terner Labs Housing Venture Lab

416 Vz County Road 3217, Wills Point, TX 75169

Active
Listed yesterday
Owner-Occupant Eligible
$529,900

About $2,164 a month to live here, after the rent from the other home.

House + ADU2,273 sqft4 beds4 bathsListed Nov 12, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$2,164a month

The second home on the lot rents for $1,400. We hold back $231 of that for repairs and an empty month, and the rest goes toward a $3,333 monthly payment.

Income to qualify: about $80,000 a year

With how much down?

At 20% down ($105,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$15,897 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Situated on over an acre with no HOA and no city taxes, this unique property offers a custom-built main residence and a separate guest house, providing incredible flexibility for multigenerational living, extended guests, or potential rental income. Custom-built by its original and only owner, this meticulously maintained home was thoughtfully remodeled in 2019 and features engineered hardwood flooring, granite countertops throughout, fresh interior paint, and updated light fixtures. Upon entering, you're welcomed by a spacious dining room and family room filled with natural light. A beautiful double-sided fireplace connects the living spaces, while the kitchen features stainless steel appliances, generous countertop space, and ample room for everyday living and entertaining. The primary suite offers direct backyard access and an ensuite bathroom complete with dual vanities, a spacious glass-enclosed shower, and a freestanding soaking tub. Upstairs, two additional bedrooms share a full bathroom, while a versatile bonus room provides flexibility for a game room, home office, or additional living space. The spacious backyard features a patio with plenty of room for outdoor seating, entertaining, and enjoying the surrounding property. Adding to the property's appeal is the separate guest house, complete with its own bedroom, full bathroom, kitchen, and living area. Previously rented for $1,400 per month, this additional residence offers potential for supplemental income, multigenerational living, or private accommodations for family and guests. Significant improvements include replacement of the appliances, all three HVAC units, and plumbing throughout the home. Located within Edgewood ISD, this property offers the space and privacy of country living while remaining conveniently close to grocery stores, restaurants, shopping, and everyday essentials.

House + ADU

Property Type

55,452 sqft

Lot Size

2001

Year Built

Listing Date: 11/12/2026

Listed by: Heather Stevens

Listing office: The Agency Frisco

Source: NTREIS #21424875

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$529,900

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$529,900
Your Down Payment$105,980
Financed$423,920
Estimated Monthly Payment$3,333

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($105,980) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$3,333/month
Principal + Interest
$2,542
Property Taxes
$450
Home Insurance
$341
Rental Income (1 Unit)
$1,400/month

From the listing description.

Rental Expenses
-$231
Cost to live here
$2,164/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21424875 · Listing office: The Agency Frisco

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.