Active
2 units3 bd3 ba2,444 sqft
Cost to live here
$4,899/moafter $1,138/mo in rent
Income to qualify: about $152,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$849,999•House + ADU
6326 Fm 2965, Wills Point, TX 75169
220 S 2nd Street, Wills Point, TX 75169
Active
Listed 77 days agoOwner-Occupant Eligible
About $193 a month to live here, after the rent from the other home.
House + ADU2,172 sqft3 beds3 bathsListed Aug 27, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$193a month
The second home on the lot rents for $1,310. We hold back $255 of that for repairs and an empty month, and the rest goes toward a $1,248 monthly payment.
Income to qualify: about $23,000 a year
With how much down?
At 20% down ($24,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $16,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$3,600 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
UNIQUE PROPERTY WITH GREAT POTENTIAL! Located in Wills Point, this property offers a main residence plus an attached one-bedroom, one-bath efficiency featuring a full kitchen and living area. The additional space provides flexibility for a guest suite, multigenerational living, private living quarters, or other personal needs, subject to applicable restrictions and approvals. The main residence does need work, offering an opportunity for a buyer to bring their vision and make the property their own. With a motivated seller, this is an opportunity to explore the possibilities and create something special in a convenient Wills Point location.
House + ADU
Property Type
9,757 sqft
Lot Size
1957
Year Built
Listing Date: 08/27/2026
Listed by: Candice Denson
Listing office: Call It Closed Realty
Source: NTREIS #21365207
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$120,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$120,000
Your Down Payment$24,000
Financed$96,000
Estimated Monthly Payment$1,248
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($24,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$1,248/month
Principal + Interest
$576Property Taxes
$280Home Insurance
$392Rental Income (1 Unit)
$1,310/month
From the listing description.
Rental Expenses
-$255Cost to live hereCost to live here, after rent
$193/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21365207 · Listing office: Call It Closed Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
