Active
2 units3 bd3 ba2,444 sqft
Cost to live here
$4,899/moafter $1,138/mo in rent
Income to qualify: about $152,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$849,999•House + ADU
6326 Fm 2965, Wills Point, TX 75169
521 Vz County Road 3501, Wills Point, TX 75169
Active
Listed 71 days agoOwner-Occupant Eligible
About $0 a month to live here, after the rent from the other home.
Duplex2,744 sqft6 beds4 bathsListed Sep 2, 2026
A duplex. Live in one home and rent out the other. How it works
Live here for about
$0a month
The other home rents for $2,360, which covers the $1,990 monthly payment on these estimates.
Income to qualify: about $34,000 a year
With how much down?
At 20% down ($57,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $39,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$9,975 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
MOTIVATED SELLER!!!! Bring your offers!!! Residential or Investment property....Come get your 5.83 ACRES in Wills Point offering two SEPARATE mobile homes, each offering 3 bedrooms, 2 baths, an open-concept living area and kitchen, thoughtfully positioned with a breezeway between them. This unique find can be multigenerational living arrangement, a separate guest residence, or an opportunity for additional rental income. Beyond the residences, the property includes a two-car covered carport, a 32x28 covered shed, and a 61x22 barn, providing abundant space for vehicles, equipment, hobbies, storage, or future projects. Very light restrictions and NO HOA. This acreage offers the opportunity to create a lifestyle tailored to your vision. Conveniently located a mile from Downtown Wills Point and just 20 minutes from Downtown Terrell. This property is being sold As-Is. Property will not qualify FHA.
Duplex
Property Type
253,955 sqft
Lot Size
2010
Year Built
Listing Date: 09/02/2026
Listed by: Christine Coleman
Listing office: HomeSmart Stars
Source: NTREIS #21376128
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$285,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$285,000
Your Down Payment$57,000
Financed$228,000
Estimated Monthly Payment$1,990
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($57,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$1,990/month
Principal + Interest
$1,309Property Taxes
$289Home Insurance
$392Rental Income (1 Unit)
$2,360/month
From the listing description.
Rental Expenses
-$354Cost to live hereCost to live here, after rent
$-16/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21376128 · Listing office: HomeSmart Stars
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
