
At 20% down, 30-year fixed. From 3% down.
About $6,242 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,138. We hold back $205 of that for repairs and an empty month, and the rest goes toward a $7,175 monthly payment.
Income to qualify: about $190,000 a year
With how much down?
At 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $144,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$33,000 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Luxury lakefront living on Lake Ray Hubbard doesn't get much better than this! Situated on a third of an acre in Rockwall ISD, this exceptional property offers a rare combination of waterfront amenities, character, flexible living spaces, and extensive improvements. Enjoy beautiful lake views, private dock access, a boat lift, two jet ski lifts, a sea wall, and a kayak rack, all right in your backyard. The outdoor living spaces are equally impressive, featuring a two-level deck, outdoor fans, a fire pit, and a welcoming front courtyard. Inside, a wall of windows brings the lake views into the kitchen and dining area, while exposed wood beams and a stunning two-sided fireplace create warmth in the living room and dining room. The renovated kitchen is equipped with a built-in Sub-Zero refrigerator and Viking gas range. One of the home's most unique features is its versatile guest retreat, complete with four built-in bunk beds, a full kitchenette, and doors that allow the space to function independently or as part of the main home. Perfect for visiting family, extended stays, or multigenerational living. An enclosed lake-view solarium offers another place to relax, with windows that open to the breeze and its own heating and cooling system. Additional living spaces include an expansive game room with direct deck access and a full bath, plus a remarkable library and office space that feels straight out of a movie! The thoughtful updates extend well beyond cosmetics, including updated electrical wiring, a whole-house Generac generator, extensive kitchen and bath renovations, new flooring, foundation work, HVAC improvements, and more. Enjoy the added benefit of a lake-fed sprinkler system, beautiful pecan and fig trees, landscaping, and a perimeter mosquito misting system. A circle drive, two-car garage, with a workshop storage area complete the package. This is more than a home on the lake. It is a place to gather, entertain, and enjoy the waterfront lifestyle every day.
House + ADU
Property Type
14,985 sqft
Lot Size
1980
Year Built
Listing Date: 11/11/2026
Listed by: Jason Otts
Listing office: Keller Williams Realty Allen
Source: NTREIS #21431534
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($220,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# 21431534 · Listing office: Keller Williams Realty Allen
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.