Selected for the Terner Labs Housing Venture Lab

9810 Clubhouse Circle, Rowlett, TX 75089

Active
Listed 61 days ago
Owner-Occupant Eligible
$710,000

About $4,229 a month to live here, after the rent from the other home.

House + ADU3,865 sqft4 beds5 bathsListed Sep 12, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$4,229a month

The second home on the lot rents for $1,399. We hold back $210 of that for repairs and an empty month, and the rest goes toward a $5,418 monthly payment.

Income to qualify: about $134,000 a year

With how much down?

At 20% down ($142,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $93,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$21,300 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

FULL MOTHER-IN-LAW APT WITH GARAGE AND SEPARATE ENTRANCE - GATED COMMUNITY - LAKE VIEWS!!! Over $50k in upgrades and equipment will convey with closing such as media room equipment, stainless refrigerator, Ring doorbell and cameras, luxury iron back doors, Tuff outdoor shed, garage shelving, 8' fence, upgraded front lawn landscaping, covered back patio with slate tiles, custom Christmas lights, and so much more; contact your agent for a full list. Next-Gen floorplan is perfect for multigenerational living. The builder calls it a Home within a Home. The apartment features it's own front and back doors and garage entrance. The apartment is its own living quarters with a living room, full kitchen, bedroom, bath, laundry, and garage. Exquisite 2 story residence in coveted gated Waters Edge, showcasing gorgeous views of lake Ray Hubbard and an exceptional blend of versatility and resort style living. Immaculately maintained and truly move in ready, this 4-bedroom, 5-bathroom home offers a private office, loft game room, 2 level media room and attached full mother in law apartment. Rich hardwoods flow throughout the main level, while the dramatic vaulted family room boasts a gas fireplace and double rows of windows bathing the space in natural light. The gourmet kitchen is a true showpiece with an oversized island, upgraded granite, double ovens, stainless appliances, and walk-in pantry. The serene primary suite features a tray ceiling with wood accents evoking a sophisticated Caribbean retreat, plus a luxurious garden tub, upgraded shower tower and WiFi enabled ceiling speakers for a spa like experience. A home office is downstairs in the front with views of the neighborhood pool and next to a half bath. Secondary bedrooms feature a Jack and Jill layout with shared full bath with separate vanities, plus a spacious loft game room and spectacular 2 level media room, The beautifully landscaped backyard is an entertainer's dream with gazebo and electric mosquito netting.

House + ADU

Property Type

10,215 sqft

Lot Size

2014

Year Built

Listing Date: 09/12/2026

Listed by: Jeannette Rohan

Listing office: Green Light Property Management

Source: NTREIS #21383480

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$710,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$710,000
Your Down Payment$142,000
Financed$568,000
Estimated Monthly Payment$5,418

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($142,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$5,418/month
Principal + Interest
$3,405
Property Taxes
$1,229
Home Insurance
$630
HOA$154
Rental Income (1 Unit)
$1,399/month

From the listing description.

Rental Expenses
-$210
Cost to live here
$4,229/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21383480 · Listing office: Green Light Property Management

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.