Selected for the Terner Labs Housing Venture Lab

8301 Rock Valley Drive, Rowlett, TX 75089

Active
Listed 29 days ago
Owner-Occupant Eligible
$650,000

About $3,744 a month to live here, after the rent from the other home.

House + ADU2,577 sqft4 beds3 bathsListed Oct 14, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,744a month

The second home on the lot rents for $1,138. We hold back $171 of that for repairs and an empty month, and the rest goes toward a $4,711 monthly payment.

Income to qualify: about $120,000 a year

With how much down?

At 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $85,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$19,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

A One-of-a-Kind Home! Exceptional Features! Endless Possibilities! If you love entertaining or need private living quarters, this is the home for you! This exceptional property offers a saltwater pool, cabana with gas FP with electric switch, and a dedicated outdoor cooking area featuring a built-in grill. One of the home's standout features is the private additional living quarters with its own entrance off the porch. This versatile space can be used as an in-law suite, a private home office, guest retreat or separate entertaining area, hardwired for office needs. Open living kitchen area, bedroom, full bath, stackable washer dryer, it provides comfort, privacy, and convenience. Connecting hallway offers easy access to the main home while maintaining separation when desired. Main residence features 3 additional bedrooms, 2 full baths, study, and a spacious primary suite. Primary bedroom boasts two separate walk-in closets, dual vanities, a garden tub, and walk-in shower. The open concept kitchen living area, complete with a granite kitchen island, creates a welcoming space for everyday living and entertaining. Enjoy the beauty of the outdoors from the glass enclosed sunroom with screens, flagstone pavers, double patio doors that open to the immaculate backyard. Lush Zoysia grass, attractive rock, stone landscaping, a saltwater pool, and inviting cabana create a private backyard retreat. Another bonus is the storage building which houses pool equipment. The extras continue with an impressive 3 car garage featuring beautiful epoxy flooring, additional concrete along the side of the home for convenient garage access, and a finished attic with shelving for extra storage. Conveniently located with easy access to George Bush Turnpike, shopping, retail, restaurants. A remarkable property, combines flexible living spaces, exceptional outdoor amenities, everyday convenience. This home has so much to offer, a one of a kind for this price! Some Photos Virtually Staged.

House + ADU

Property Type

15,159 sqft

Lot Size

2012

Year Built

Listing Date: 10/14/2026

Listed by: Belinda Epps

Listing office: Epps Realty, LLC

Source: NTREIS #21410713

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$650,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$650,000
Your Down Payment$130,000
Financed$520,000
Estimated Monthly Payment$4,711

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($130,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,711/month
Principal + Interest
$3,118
Property Taxes
$1,115
Home Insurance
$420
HOA$58
Rental Income (1 Unit)
$1,138/month

From the listing description.

Rental Expenses
-$171
Cost to live here
$3,744/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21410713 · Listing office: Epps Realty, LLC

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.