Active
2 units4 bd3 ba1,536 sqft
Cost to live here
$1,502/moafter $1,000/mo in rent
Income to qualify: about $55,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$338,999•House + ADU
3009 Plumtree Lane, Plano, TX 75074
4020 MAYFLOWER Lane, Plano, TX 75024
Active
Listed 50 days agoOwner-Occupant Eligible
About $3,288 a month to live here, after the rent from the other home.
House + ADU4,352 sqft5 beds5 bathsListed Sep 23, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$3,288a month
The second home on the lot rents for $1,485. We hold back $245 of that for repairs and an empty month, and the rest goes toward a $4,528 monthly payment.
Income to qualify: about $113,000 a year
With how much down?
At 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $82,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$18,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Welcome to this FABULOUS REMODEL OPPORTUNITY!!! Full MIL Suite Upstairs with bedroom, family room, and kitchen! An exceptional home offering incredible flexibility and endless potential to tailor every space to your personal taste. Designed with a seamless flow and generous layout, the main level opens to a versatile private study located just off the welcoming foyer is perfect for a quiet home office. Crisp wood floors flow into the heart of the home, where a cozy family room features a classic fireplace and plenty of natural light. Adjacent is the chef’s kitchen which flows right into a casual breakfast nook that overlooks the refreshing pool. Downstairs also hosts a secluded, oversized primary suite that serves as a quiet personal retreat. Upstairs, discover three broad guest bedrooms—including one stepping out onto a charming front balcony—alongside custom built-in shelving in the hallways and secondary areas. The second floor boasts an extraordinary secondary suite complete with its own dedicated kitchen, comfortable living zone, bedroom, full bath, and utility closet, making it ideal for multi-generational living or long-term guests. Parking and storage are effortless in the spacious two-car garage. Outside, your private backyard retreat centers around a covered patio and a crisp swimming pool accented by a soothing waterfall. Major updates provide total peace of mind, including a replacement roof installed in 2023 and freshly painted interior walls completed in 2026. Nestled in a highly desirable neighborhood served by top-rated Plano schools, this location places you just minutes from major commuting corridors like Highway 121 and the Dallas North Tollway. Enjoy quick, convenient access to premier dining, upscale shopping, and vibrant entertainment at Legacy West, The Shops at Legacy, and Stonebriar Centre.
House + ADU
Property Type
9,148 sqft
Lot Size
1994
Year Built
Listing Date: 09/23/2026
Listed by: Sharon Ketko
Listing office: Sharon Ketko Realty
Source: NTREIS #21391389
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$625,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$625,000
Your Down Payment$125,000
Financed$500,000
Estimated Monthly Payment$4,528
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($125,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,528/month
Principal + Interest
$2,998Property Taxes
$783Home Insurance
$747Rental Income (1 Unit)
$1,485/month
From market rates for this unit's size.
Rental Expenses
-$245Cost to live hereCost to live here, after rent
$3,288/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21391389 · Listing office: Sharon Ketko Realty
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
