Selected for the Terner Labs Housing Venture Lab

3009 Plumtree Lane, Plano, TX 75074

Active
Listed 51 days ago
Owner-Occupant Eligible
$338,999

About $1,502 a month to live here, after the rent from the other home.

House + ADU1,536 sqft4 beds3 bathsListed Sep 22, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,502a month

The second home on the lot rents for $1,000. We hold back $180 of that for repairs and an empty month, and the rest goes toward a $2,322 monthly payment.

Income to qualify: about $55,000 a year

With how much down?

At 20% down ($67,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $44,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$10,170 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to 3009 Plumtree Dr in the heart of Plano! Nestled in an established neighborhood with mature trees and excellent access to shopping, dining, and major highways. The property has 4 bedrooms and 3 full bathrooms in total. This home offers many options with a connected upstairs full Mother-in-Law suite that was designed to maximize the space with all the comforts of home while conserving energy costs that has its own private entrance. The space includes its own kitchen, bedroom, full bath, washer-dryer hookup, energy saving tankless water heater, and living room. Upstairs washer-dryer to convey with property. Could also look into using as additional dwelling unit. The property is at the end of the street with very little traffic and has an 8ft cedar fence. Relax in the shade underneath mature blossoming crepe myrtles while enjoying the extra privacy of having a greenbelt surrounding 3 sides of the yard. Both storage buildings to convey with property. The larger shed is 17x10' complete with drywall, insulation, workbench and peg board. Located within the highly regarded Plano ISD and just minutes from parks, schools, retail centers, and employment hubs, this property presents an outstanding opportunity to enjoy everything Plano has to offer. Whether you are a first-time buyer, growing family, or investor, 3009 Plumtree Dr. is a home you won't want to miss!

House + ADU

Property Type

5,663 sqft

Lot Size

1985

Year Built

Listing Date: 09/22/2026

Listed by: Weston Pyburn

Listing office: Power House Real Estate

Source: NTREIS #21392137

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$338,999

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$338,999
Your Down Payment$67,800
Financed$271,199
Estimated Monthly Payment$2,322

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($67,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,322/month
Principal + Interest
$1,626
Property Taxes
$366
Home Insurance
$290
HOA$40
Rental Income (1 Unit)
$1,000/month

From the listing description.

Rental Expenses
-$180
Cost to live here
$1,502/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21392137 · Listing office: Power House Real Estate

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.