Selected for the Terner Labs Housing Venture Lab

3305-3307 Hilltop Lane, Plano, TX 75023

Active
Listed 85 days ago
Owner-Occupant Eligible
$695,000

About $2,569 a month to live here, after the rent from the other home.

Duplex2,651 sqft6 beds4 bathsListed Aug 19, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$2,569a month

The other home rents for $2,450. We hold back $441 of that for repairs and an empty month, and the rest goes toward a $4,578 monthly payment.

Income to qualify: about $106,000 a year

With how much down?

At 20% down ($139,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $96,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$24,325 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Rare and full of possibility, 3305 & 3307 Hilltop Ln presents a beautifully updated full duplex in one of Plano's most coveted pockets. Offering six bedrooms, four baths, and 2,651 square feet, this smartly designed property delivers exceptional value for investors and multi-generational households alike—stylish, modern, and truly move-in ready. Unit 3307 is currently occupied with a Tenant in place. Both sides shine with tasteful upgrades. Beautiful countertops elevate the kitchen, while primary and guest baths flaunt chic vanities, smart mirrors, and refined fixtures. Contemporary appliances and thoughtful finishes carry a polished, elevated feel throughout, blending everyday function with genuine flair. Step outside, where a private pool anchors the backyard—your personal escape for sun-soaked afternoons, weekend splashing, or quiet evenings beneath the Texas sky. Energy-efficient solar panels help keep utility costs in check, adding lasting value and peace of mind to this already impressive package. The neighborhood seals the appeal. Commuting couldn't be easier, with a transit bus line right at hand and access to a rail line nearby for effortless trips across the metroplex. Plano Senior High School is less than a mile away, while Jack Carter Dog Park offers nearby green space for morning walks and playful weekends. Shopping, dining, and entertainment all wait just minutes from your door. Whether you're seeking a savvy investment or a spacious dual-living arrangement, this residence checks every box—comfort, style, and unbeatable convenience woven together seamlessly. Opportunities like this rarely surface in such a sought-after locale. Schedule your private showing today and experience relaxed Plano living at its finest! Please submit Non-Realty Items Addendum for 2 refrigerators, washer and dryer and hot tub at 3305 and refrigerator at 3307 which will be included with sale.

Duplex

Property Type

4,966 sqft

Lot Size

1982

Year Built

Listing Date: 08/19/2026

Listed by: Tesha Shannon

Listing office: Keller Williams Rockwall

Source: NTREIS #21363766

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$695,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$695,000
Your Down Payment$139,000
Financed$556,000
Estimated Monthly Payment$4,578

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($139,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$4,578/month
Principal + Interest
$3,192
Property Taxes
$885
Home Insurance
$501
Rental Income (1 Unit)
$2,450/month

From market rates for this unit's size.

Rental Expenses
-$441
Cost to live here
$2,569/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

NTREIS logo

MLS# 21363766 · Listing office: Keller Williams Rockwall

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.