Selected for the Terner Labs Housing Venture Lab

3704 Lost Oasis Holw, Austin, TX 78739

Active
Listed 7 days ago
Owner-Occupant Eligible
$995,000

About $5,975 a month to live here, after the rent from the other home.

House + ADU2,876 sqft4 beds3 bathsListed Nov 5, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$5,975a month

The second home on the lot rents for $984. We hold back $177 of that for repairs and an empty month, and the rest goes toward a $6,782 monthly payment.

Income to qualify: about $180,000 a year

With how much down?

At 20% down ($199,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $130,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$29,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Welcome to your dream home in the Shady Hollow Estates. This stunning property boasts four bedrooms and two and a half bathrooms in the main house, as well as a separate casita with a full bath that can be used as a guest house! Step inside and be greeted by a warm and inviting living space, complete with beautiful wood floors and plenty of natural light. The built-in shelves and stone fireplace are a beautiful focal point! The formal dining perfect for entertaining! The newly updated kitchen is a chef's dream with ample counter space, new cabinets, granite countertops, and plenty of storage. The eat-in kitchen is perfect for everyday meals while the large windows create a picture perfect backdrop of the backyard oasis. The 4th bedroom is located on the main level and can be used as an office/playroom/bedroom. The spacious primary bedroom features a walk-in closet and en-suite bathroom with a luxurious soaking tub and separate shower. The casita is plumbed to easily add a kitchenette and transformed into a separate guest quarters with a private entrance. On the opposite side of the casita, there is a separate office/studio space equipped with an AC- possibilities are endless! When it's time to relax and unwind, head outside to your own private resort style backyard- a sparkling pool and spa surrounded by lush landscaping and plenty of space for outdoor gatherings and summer barbecues. Steps away are a fenced in garden that you can let your creativity and green thumb fly! Just minutes away, you'll find the vibrant South Menchaca entertainment district with its popular restaurants, food trucks, breweries, and live music, along with the extensive shopping and dining options at Southpark Meadows. Don't miss this incredible opportunity to own a beautifully updated home in one of South Austin's most sought-after communities!The main house is approx 2458 sqft & casita is approx 418sqft. Zoned to the award winning trio, Baranoff, Bailey, and Bowie High School!

House + ADU

Property Type

43,560 sqft

Lot Size

1985

Year Built

Listing Date: 11/05/2026

Listed by: Dena Davis

Listing office: The Davis Company

Contact: (512) 949-1905

Source: Unlock MLS #ACT8017429

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$995,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$995,000
Your Down Payment$199,000
Financed$796,000
Estimated Monthly Payment$6,782

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($199,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$6,782/month
Principal + Interest
$4,772
Property Taxes
$1,517
Home Insurance
$475
HOA$18
Rental Income (1 Unit)
$984/month

From the listing description.

Rental Expenses
-$177
Cost to live here
$5,975/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT8017429 · Listing office: The Davis Company

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.