Selected for the Terner Labs Housing Venture Lab

3909 Willbert Road, Austin, TX 78751

Active
Listed yesterday
Owner-Occupant Eligible
$1,188,000

About $5,674 a month to live here, after the rent from the other home.

Duplex2,651 sqft5 beds5 bathsListed Nov 11, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$5,674a month

The other home rents for $2,600. We hold back $507 of that for repairs and an empty month, and the rest goes toward a $7,767 monthly payment.

Income to qualify: about $193,000 a year

With how much down?

At 20% down ($237,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $164,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$41,580 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

**SELLER FINANCING AVAILABLE AT 4.5% INTEREST WITH 30% DOWN!** Subject to seller approval and agreed terms. Two extensively renovated homes on one lot in Central Austin's desirable Hancock neighborhood! Approximately2,700 combined square feet with 5 bedrooms and 5 full bathrooms. Ideal for multigenerational living, extended family, or rental income potential. Minutes from UT Austin and walking distance to Hancock Center, H-E-B, shopping, and restaurants! The main home offers approximately 1,700 square feet with 3 bedrooms and 3 bathrooms. Extensively renovated in 2020 with new electrical wiring, plumbing, tankless water heaters, insulated pipes, and roof servicing.Brand-new flooring throughout and a new microwave installed October 2026! Features include a fireplace, updated kitchen with stainless steel appliances, dining area, and interior laundry. The primary suite has its own private entrance, bathroom, and kitchenette, offering flexible studio-style living. The detached rear residence offers approximately 1,000 square feet with 2 bedrooms and 2 bathrooms. Originally a studio, it was expanded and renovated in 2021–2022 with two bedrooms and a bathroom added, new electrical wiring, plumbing, two separateHVAC systems, tankless hot water, and a new roof. Both homes received new windows, doors, and insulation during the renovations. Outside, enjoy mature shade trees, new sod installed October 2026, refreshed landscaping and a recently serviced property-wide sprinkler system. Strong rental history! The front home previously rented for $3,200/month and the rear for $2,600/month, plus utilities, totaling $5,800/month in historical rent.Potential for long-term rentals, multigenerational living, or short-term rental use, subject to applicable regulations and licensing. Convenient to downtown Austin, Hyde Park, Mueller, and UT. A rare opportunity to own two updated residences with exceptional flexibility in a prime Central Austin location!

Duplex

Property Type

6,739 sqft

Lot Size

1940

Year Built

Listing Date: 11/11/2026

Listed by: Blake Wilder

Listing office: Wilder Realty LLC

Contact: (512) 593-0013

Source: Unlock MLS #ACT9346774

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$1,188,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$1,188,000
Your Down Payment$237,600
Financed$950,400
Estimated Monthly Payment$7,767

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($237,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$7,767/month
Principal + Interest
$5,456
Property Taxes
$1,833
Home Insurance
$478
Rental Income (1 Unit)
$2,600/month

From the listing description.

Rental Expenses
-$507
Cost to live here
$5,674/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9346774 · Listing office: Wilder Realty LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.