Active
2 units3 bd3 ba2,267 sqft
Cost to live here
$1,746/moafter $800/mo in rent
Income to qualify: about $60,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$339,900•House + ADU
4317 River Oaks Dr, Kingsland, TX 78639
616 Williams Lakeshore Dr, Kingsland, TX 78639
Active
Listed 9 days agoOwner-Occupant Eligible
About $4,397 a month to live here, after the rent from the other home.
House + ADU2,704 sqft4 beds5 bathsListed Nov 3, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$4,397a month
The second home on the lot rents for $1,525. We hold back $275 of that for repairs and an empty month, and the rest goes toward a $5,647 monthly payment.
Income to qualify: about $144,000 a year
With how much down?
At 20% down ($165,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $108,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$24,750 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
Your Lake LBJ escape is waiting, and it comes fully furnished. Tucked beneath a canopy of mature live oaks in a protected cove, 616 Williams Lakeshore has the quaint, classic lake feel that’s hard to find, with a real sense of privacy and a short boat ride to the main lake. Two separate homes give everyone their own space: the main house (2 bed/2.5 bath) and a guest house (2 bed/2 bath), each bedroom with its own en suite bath, approx. 2,704 sq ft in all. In the main house, the kitchen, dining and living areas flow together for easy gathering, and the lake room, wrapped in windows under a warm wood ceiling, is the spot for morning coffee. The large, shaded, fenced yard leads to a concrete-and-steel covered boat dock with one slip and a boat lift. A 416 sq ft separate storage garage keeps the golf cart and lake toys tucked away. Enjoy it as your weekend retreat or put it to work as a turnkey short-term rental. Just bring your bags.
House + ADU
Property Type
20,909 sqft
Lot Size
1979
Year Built
Listing Date: 11/03/2026
Listed by: Greg Gaynor
Listing office: Fokus Waterfront
Contact: (512) 627-3779
Source: Unlock MLS #ACT6119108
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$825,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$825,000
Your Down Payment$165,000
Financed$660,000
Estimated Monthly Payment$5,647
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($165,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$5,647/month
Principal + Interest
$3,957Property Taxes
$1,243Home Insurance
$447Rental Income (1 Unit)
$1,525/month
From the listing description.
Rental Expenses
-$275Cost to live hereCost to live here, after rent
$4,397/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT6119108 · Listing office: Fokus Waterfront
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
