Selected for the Terner Labs Housing Venture Lab

113 War Bonnet Rdg, Kingsland, TX 78639

Active
Listed 78 days ago
Owner-Occupant Eligible
$619,000

About $3,357 a month to live here, after the rent from the other home.

House + ADU2,444 sqft3 beds2 bathsListed Aug 26, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$3,357a month

The second home on the lot rents for $800. We hold back $120 of that for repairs and an empty month, and the rest goes toward a $4,037 monthly payment.

Income to qualify: about $104,000 a year

With how much down?

At 20% down ($123,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $81,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$18,570 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Set on 1.76 acres in the gated Lookout Mountain West community, this 2,444 sq. ft. home offers Lake LBJ views, multiple outdoor living spaces, and a flexible layout that includes private guest quarters with a separate exterior entrance. Built in 2022, the home is surrounded by beautiful Hill Country scenery, with multiple balconies and a covered back porch providing several places to relax and enjoy the views. Inside, laminate flooring flows throughout the main living areas, with ceramic tile in the bathrooms, granite countertops, a split-bedroom floor plan, and two spacious living areas. The upstairs living area features a wood-burning fireplace and opens to the dining area and full kitchen. Also upstairs, the primary suite includes a private bath with double vanity, soaking tub, and separate walk-in shower. A water softener adds everyday convenience, while the two-car garage with its own dedicated mini-split offers additional flexibility for hobbies, projects, or climate-controlled workspace. Adding even more versatility are the private second-floor guest quarters, complete with a separate exterior entrance, living area, dining area, full kitchen, full bath, and access to one of the upper covered decks. Ideal for extended family, guests, or potential short term or long term rental income, this separate living space provides independence and privacy while remaining part of the property. From the 1.76-acre setting and Lake LBJ views to the separate guest quarters and multiple covered outdoor spaces, this property offers a combination of space and flexibility that is difficult to duplicate. Come experience the possibilities of this unique Lookout Mountain West home.

House + ADU

Property Type

76,666 sqft

Lot Size

2022

Year Built

Listing Date: 08/26/2026

Listed by: Valerie Kelly

Listing office: eXp Realty LLC

Contact: (830) 613-9341

Source: Unlock MLS #ACT3189387

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$619,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$619,000
Your Down Payment$123,800
Financed$495,200
Estimated Monthly Payment$4,037

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($123,800) and 6.0%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$4,037/month
Principal + Interest
$2,969
Property Taxes
$688
Home Insurance
$330
HOA$50
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$120
Cost to live here
$3,357/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3189387 · Listing office: eXp Realty LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.