Selected for the Terner Labs Housing Venture Lab

2408 S 5th St, Austin, TX 78704

Active
Listed 14 days ago
Owner-Occupant Eligible
$825,000

About $3,760 a month to live here, after the rent from the other home.

Duplex2,540 sqft6 beds4 bathsListed Oct 29, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$3,760a month

The other home rents for $2,098. We hold back $409 of that for repairs and an empty month, and the rest goes toward a $5,449 monthly payment.

Income to qualify: about $133,000 a year

With how much down?

At 20% down ($165,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $114,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$28,875 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Exceptional opportunity to own a duplex in the heart of Austin’s highly sought-after 78704. Just blocks from South Lamar and minutes from Downtown Austin, South Congress, Zilker Park, Barton Springs and Lady Bird Lake. Enjoy convenient access to local favorites including Matt’s El Rancho, Austin Beer Garden Brewing Co. (ABGB), coffee shops, restaurants and entertainment. Both sides offer a rare 3-bedroom, 2-bath layout with spacious interiors, private fenced yards and large patios shaded by mature live oaks. This property offers an established residential rental opportunity in one of Austin’s most desirable and convenient locations.

Duplex

Property Type

7,353 sqft

Lot Size

1963

Year Built

Listing Date: 10/29/2026

Listed by: Chris Frickel

Listing office: Keller Williams Realty

Contact: (512) 820-1475

Source: Unlock MLS #ACT7483978

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$825,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$825,000
Your Down Payment$165,000
Financed$660,000
Estimated Monthly Payment$5,449

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($165,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$5,449/month
Principal + Interest
$3,789
Property Taxes
$1,240
Home Insurance
$420
Rental Income (1 Unit)
$2,098/month

From leases in place.

Rental Expenses
-$409
Cost to live here
$3,760/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7483978 · Listing office: Keller Williams Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.