About $3,968 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $800. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $4,612 monthly payment.
Income to qualify: about $121,000 a year
With how much down?
At 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Charming compound set-up, perfect for multigenerational living, tucked away on a huge (.38 acres) shaded lot with beautiful trees, large pool, 300sf ADU and a vintage 60's camper to boot! Main house is a 2 bed/2 bath + ADU is a 1 bed/1 bath. Additional owner updates include: Roof (2020), full yard line plumbing replacement (2021), bathroom addition, LVP flooring + tankless water heater (2023). camper entirely remodeled (2025), plumbing whole house repiped (2026). Prime 78745 location, located on the bike path and just minutes to St. Elmo Market district, Radio Coffee, El Chilito Tacos & so much more. Easy access to highways. Must see this gem of a home! *No survey available*
House + ADU
Property Type
16,492 sqft
Lot Size
1959
Year Built
Listing Date: 10/08/2026
Listed by: Adam Zell
Listing office: Compass RE Texas, LLC
Contact: (512) 820-4918
Source: Unlock MLS #ACT1074209
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT1074209 · Listing office: Compass RE Texas, LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.