Selected for the Terner Labs Housing Venture Lab

911 W 3rd St #1-2, Taylor, TX 76574

Active
Listed 41 days ago
Owner-Occupant Eligible
$198,000

About $477 a month to live here, after the rent from the other home.

Duplex1,778 sqft4 beds3 bathsListed Oct 2, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$477a month

The other home rents for $1,150. We hold back $224 of that for repairs and an empty month, and the rest goes toward a $1,403 monthly payment.

Income to qualify: about $29,000 a year

With how much down?

At 20% down ($39,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $27,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$6,930 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

This beautifully updated Taylor residence will grab your attention at first sight! The quintessential old-timey front porch is the perfect spot to relax and greet neighbors in this friendly small town that is experiencing an impressive economic boom. This gorgeous lot includes 2 homes and alley access. The front house is a 1050 sqft. 1930 built, 2/2 bungalow that features a hand-sanded cedar accent wall, Eastern White Pine beam, lovely engineered hardwood Bamboo flooring, and an open floor plan. Take a step into the glamorous eat-in kitchen where you will immediately notice the updated kitchen cabinets, open shelves made from reclaimed wood, and the custom poured in place concrete kitchen countertops! The kitchen also includes a recently installed window by the kitchen sink and a stylish kitchen ceiling finished with line tongue and groove board. The freshly painted back structure is a 728 sqft. 2/1 that has a recent water heater with a programmable timer. Convert this 2nd home into whatever your heart desires! With its own washer/dryer connections, electric meter, and USPS address, it's perfect for a guest house, rental income, or just for extra living space. The magnificent backyard is perfect for hanging out and entertaining family, friends, and guests. It includes a large galvanized metal-covered back patio, and an 8’x 8’ chicken coop and laying box. Complete with RV power and sewer connection, the fun never ends in this backyard. Located in the heart of the growing city of Taylor, and close to many local attractions. It is without a doubt that you will love both homes inside and out.

Duplex

Property Type

6,970 sqft

Lot Size

1930

Year Built

Listing Date: 10/02/2026

Listed by: Brooke Daniel

Listing office: Hippo Realty, LLC

Contact: (214) 232-6840

Source: Unlock MLS #ACT1349014

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$198,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$198,000
Your Down Payment$39,600
Financed$158,400
Estimated Monthly Payment$1,403

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($39,600) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$1,403/month
Principal + Interest
$909
Property Taxes
$173
Home Insurance
$321
Rental Income (1 Unit)
$1,150/month

From leases in place.

Rental Expenses
-$224
Cost to live here
$477/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT1349014 · Listing office: Hippo Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.