Selected for the Terner Labs Housing Venture Lab

201 930 Private Rd, Taylor, TX 76574

Active
Listed 56 days ago
Owner-Occupant Eligible
$410,000

About $1,813 a month to live here, after the rent from the other home.

Duplex2,183 sqft3 beds2 bathsListed Sep 17, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,813a month

The other home rents for $1,079. We hold back $178 of that for repairs and an empty month, and the rest goes toward a $2,714 monthly payment.

Income to qualify: about $66,000 a year

With how much down?

At 20% down ($82,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $57,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$14,350 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

LAKE-ADJACENT CUSTOM COUNTRY HOME WITH DUAL-USE INCOME POTENTIAL & RECREATION ACCESS Escape the ordinary in this charming two-story custom-built home, perfectly positioned just one mile from Granger Lake and Wilson H. Fox Park. Whether you're seeking a primary residence, weekend lake retreat, or investment property with rental income, this property delivers on lifestyle and opportunity. The Best of Both Worlds: Peaceful rural living with easy access to vibrant Central Texas communities. Minutes to Granger Lake's recreation—boat ramp, campgrounds, picnic areas, and water sports. Quick drives to Granger, Taylor, Georgetown, and Austin for work and entertainment. All wrapped in mature shade trees and a naturally private country setting. Smart Dual-Use Layout: The upstairs guest suite—1 bed, 1 bath with fully equipped kitchen—has separate exterior access via wood stairwell, making it perfect for rental income, visiting family, or an in-law suite. Investors: strong Airbnb/vacation rental potential. Built for Storage & Hobbies: Carport, 2-car attached garage, plus detached 2-car garage/workshop means room for RVs, boats, hobbies, or contractors. Ideal for those who need workshop or storage space. HVAC was services July 2026 ,freshly painted inside, new flooring in upstairs living room. Combine recreation access, custom construction, income flexibility, and rural charm—this is lakeside country living with purpose .Perfect for: Retirees seeking recreation access, families wanting a lake getaway, investors seeking owner-occupied dual-income potential, or anyone tired of subdivision living.

Duplex

Property Type

171,452 sqft

Lot Size

1986

Year Built

Listing Date: 09/17/2026

Listed by: Tiffany Miles

Listing office: Comfort Realty LLC

Contact: (512) 993-9981

Source: Unlock MLS #ACT5092990

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$410,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$410,000
Your Down Payment$82,000
Financed$328,000
Estimated Monthly Payment$2,714

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($82,000) and 5.6%, 30-year fixed. Your rate and down payment change this.

Estimated Monthly Payment (Before Rental Income)
$2,714/month
Principal + Interest
$1,883
Property Taxes
$470
Home Insurance
$361
Rental Income (1 Unit)
$1,079/month

From the listing description.

Rental Expenses
-$178
Cost to live here
$1,813/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT5092990 · Listing office: Comfort Realty LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.