Selected for the Terner Labs Housing Venture Lab

106 N Pear St, Rockdale, TX 76567

Active
Listed 46 days ago
Owner-Occupant Eligible
$275,000

About $1,331 a month to live here, after the rent from the other home.

House + ADU1,998 sqft4 beds3 bathsListed Sep 30, 2026

A house with a second home on the lot. Live in one and rent out the other. How it works

Live here for about

$1,331a month

The second home on the lot rents for $800. We hold back $156 of that for repairs and an empty month, and the rest goes toward a $1,975 monthly payment.

Income to qualify: about $48,000 a year

With how much down?

At 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $36,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$8,250 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Seller financing available, subject to acceptable terms. This fully renovated Rockdale property offers two separate residences, more than $150,000 in improvements, and immediate rental income. The main home is currently leased for $1,500 per month, giving buyers the opportunity to generate income from day one. With a combined 4 bedrooms, 3 bathrooms, multiple living areas, and a detached two-car garage, the property is ideal for investors, multigenerational living, house hacking, guests, or a private home office. The main residence features 3 bedrooms, 2 bathrooms, and two spacious living areas. Extensive renovations include a new roof, approximately 20 new windows, new flooring, new HVAC system, new water heater, new light fixtures, updated plumbing and electrical systems, and fresh interior and exterior paint. The remodeled kitchen offers new cabinetry, countertops, appliances, and contemporary finishes. Both bathrooms are new, including a newly added second bathroom. The detached 1-bedroom, 1-bathroom garage apartment provides an additional private living space above the two-car garage. Improvements include a new roof, new flooring, new appliances, updated light fixtures, a new front door, three replacement windows, and fresh interior and exterior paint. The bathroom has been completely remodeled, while the kitchen features refreshed cabinetry and a new sink. Three ceiling fans provide airflow, and the garage has new interior OSB walls. A new fence adds privacy and separation between the outdoor areas. Located near downtown Rockdale, this move-in-ready property provides multiple possibilities for rental income, extended family, guests, or work-from-home space. A strong opportunity for buyers seeking an income-producing Rockdale investment property, multigenerational home, house-hacking setup, or property with a detached garage apartment. Buyer to verify lease information and seller-financing terms.

House + ADU

Property Type

13,068 sqft

Lot Size

1950

Year Built

Listing Date: 09/30/2026

Listed by: Camila Cavounis

Listing office: eXp Realty, LLC

Contact: (954) 854-9738

Source: Unlock MLS #ACT9040111

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$275,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$275,000
Your Down Payment$55,000
Financed$220,000
Estimated Monthly Payment$1,975

Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($55,000) and 6.0%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$1,975/month
Principal + Interest
$1,319
Property Taxes
$296
Home Insurance
$360
Rental Income (1 Unit)
$800/month

From the listing description.

Rental Expenses
-$156
Cost to live here
$1,331/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT9040111 · Listing office: eXp Realty, LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.