Selected for the Terner Labs Housing Venture Lab

1904 Valley Hill Cir, Austin, TX 78741

Active
Listed 56 days ago
Owner-Occupant Eligible
$499,000

About $1,874 a month to live here, after the rent from the other home.

Duplex1,950 sqft4 beds4 bathsListed Sep 17, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$1,874a month

The other home rents for $1,765. We hold back $318 of that for repairs and an empty month, and the rest goes toward a $3,321 monthly payment.

Income to qualify: about $77,000 a year

With how much down?

At 20% down ($99,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$17,465 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Turnkey Investment Opportunity - Recently remodeled duplex in the East Travis Heights neighborhood. 1904 Valley Hill Circle features two 2 bed, 2 bath homes with new kitchens, stainless steel appliances, washer / dryer connections in a dedicated laundry area, new LVP flooring and a private yard. The primary suite has an ensuite and there is another full bath for the guest bedroom. There is also plenty of parking right out front. This neighborhood is a rapidly gentrifying urban area which is now a mixed-use, growth-oriented hub with a notably young, educated and increasingly professional population. 1904 Valley Hill is located on a quiet, cul-de-sac street within 2 miles of Lady Bird Lake’s hike and bike trails, Oracle, Rainey Street, Downtown, South Congress, St Edwards University, parks and numerous bars and restaurants. The street is served by multiple Metro bus routes and connectivity will be further enhanced by Austin’s planned Light Rail system as part of the East Riverside Corridor’s Master Plan

Duplex

Property Type

7,767 sqft

Lot Size

1973

Year Built

Listing Date: 09/17/2026

Listed by: Sally Burns

Listing office: Muskin Elam Group LLC

Contact: (512) 993-0842

Source: Unlock MLS #ACT3830089

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$499,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$499,000
Your Down Payment$99,800
Financed$399,200
Estimated Monthly Payment$3,321

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($99,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$3,321/month
Principal + Interest
$2,292
Property Taxes
$707
Home Insurance
$322
Rental Income (1 Unit)
$1,765/month

From leases in place.

Rental Expenses
-$318
Cost to live here
$1,874/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT3830089 · Listing office: Muskin Elam Group LLC

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.