About $2,094 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,450. We hold back $261 of that for repairs and an empty month, and the rest goes toward a $3,283 monthly payment.
Income to qualify: about $79,000 a year
With how much down?
At 20% down ($100,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $69,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,500 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Duplex Opportunity in the Heart of 78745 – South Austin! Here’s the rare combination investors and owner-occupants are looking for: a duplex in one of South Austin’s most coveted, consistently in-demand locations. Set on a prime corner lot kitty-corner from the Cunningham Elementary playground and walking loop, this property offers immediate income potential with the flexibility to make it your own. Both sides are currently leased: one month-to-month and the other through June 2027. This is an easy addition to an investment portfolio or an opportunity to live in one side while rental income from the other helps offset your mortgage. Both single-story units offer 2 bedrooms and 1 full bath, a shared carport with one space per unit, driveway parking and private fenced yards. The yards are a standout, with mature shade trees, gardens and plenty of room to relax, play or entertain. One side also has a storage shed. Side A features an open living area beneath vaulted ceilings, wood-look laminate flooring and an eat-in kitchen with a dining area, pantry, gas range, dishwasher, refrigerator and laundry closet. Side B mirrors the floor plan and adds an updated kitchen with granite countertops, stainless appliances, white cabinetry and room for a prep island. And then there’s the location. Walk to Garrison Park, grab a bite or coffee along nearby Menchaca, and enjoy quick access to shopping, dining and entertainment in virtually every direction. Downtown Austin is just six miles away. For investors, it’s a highly rentable location. For owner-occupants, it’s a chance to get into a neighborhood where demand runs high while someone else helps with the payment. Either way, this one deserves a closer look.
Duplex
Property Type
8,973 sqft
Lot Size
1981
Year Built
Listing Date: 09/23/2026
Listed by: Manny Arce
Listing office: Compass RE Texas, LLC
Contact: (512) 296-3274
Source: Unlock MLS #ACT8484765
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($100,000) and 5.6%, 30-year fixed. Your rate and down payment change this.
From leases in place.
From leases in place.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT8484765 · Listing office: Compass RE Texas, LLC
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.