About $1,198 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $900. We hold back $176 of that for repairs and an empty month, and the rest goes toward a $1,922 monthly payment.
Income to qualify: about $46,000 a year
With how much down?
At 20% down ($44,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $29,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$6,600 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Welcome to this unique Temple property offering 5 bedrooms and 2 full bathrooms in the main home, plus even more flexibility with a separate guest house in the back. The home features a functional layout, a new roof, and everything is currently in working condition. The detached guest house offers 2 bedrooms and 1 bathroom with its own private entrance and is currently generating approximately $1,000 per month in rental income, creating an excellent opportunity for extended family, guests, multigenerational living, or potential supplemental income. Outside, enjoy a huge covered entertaining area with plenty of space for cookouts, gatherings, and relaxing outdoors. The property also includes a storage shed for tools and additional belongings. Conveniently located in Temple with easy access to I-35, shopping, dining, schools, and everyday amenities, this property offers space, versatility, and income potential all in one. Apply with PNC Bank’s $5,000 buyer grant program.
House + ADU
Property Type
7,000 sqft
Lot Size
1918
Year Built
Listing Date: 09/08/2026
Listed by: Tania Rodriguez
Listing office: All City Real Estate Ltd. Co
Contact: (512) 400-8548
Source: Unlock MLS #ACT1802902
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($44,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT1802902 · Listing office: All City Real Estate Ltd. Co
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.