About $1,408 a month to live here, after the rent from the other home.
A duplex. Live in one home and rent out the other. How it works
Live here for about
The other home rents for $1,438. We hold back $216 of that for repairs and an empty month, and the rest goes toward a $2,630 monthly payment.
Income to qualify: about $60,000 a year
With how much down?
At 20% down ($77,960) and 5.6%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $54,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$13,643 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
BRAND NEW CONSTRUCTION - MODERN DESIGN - INVESTMENT OPPORTUNITY! Enjoy the perfect blend of modern style, comfort, and versatility in this beautifully constructed duplex. Whether you’re looking to live in one side while generating rental income from the other or add a quality property to your investment portfolio, this property offers flexibility with elevated finishes throughout. Each unit features its own private backyard with full sod and irrigation, along with no rear neighbors—creating a more private and inviting outdoor space. Inside, clean lines and tasteful finishes create a polished, welcoming feel. Each unit features durable vinyl plank flooring throughout, granite kitchen countertops, cultured marble bathroom countertops, stainless steel appliances, ceiling fans, and a thoughtfully designed layout that maximizes comfort and functionality. The combination of modern finishes and low-maintenance materials makes these spaces equally appealing for homeowners and future tenants. Conveniently located with easy access to Downtown Temple, the VA Medical Center, Baylor Scott & White Medical Center, and Fort Hood. Downtown Temple is approximately 8–10 minutes away, the major medical centers are about 10 minutes away, and Fort Hood is approximately 35–40 minutes away. Whether you’re looking for a smart owner-occupant opportunity, an income-producing property, or a turnkey addition to your investment portfolio, this beautifully finished new-construction duplex delivers modern appeal, everyday convenience, and lasting versatility.
Duplex
Property Type
8,973 sqft
Lot Size
2026
Year Built
Listing Date: 10/24/2026
Listed by: Aundrea Dudik
Listing office: eXp Realty, LLC Waco
Source: NTREIS #21420566
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($77,960) and 5.6%, 30-year fixed. Your rate and down payment change this.
From nearby rental comps.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# 21420566 · Listing office: eXp Realty, LLC Waco
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
At 20% down, 30-year fixed. From 3.5% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3% down.
At 20% down, 30-year fixed. From 3.5% down.