Selected for the Terner Labs Housing Venture Lab

809 E 44th St, Austin, TX 78751

Active
Listed 70 days ago
Owner-Occupant Eligible
$874,000

About $4,257 a month to live here, after the rent from the other home.

Duplex1,834 sqft4 beds2 bathsListed Sep 3, 2026

A duplex. Live in one home and rent out the other. How it works

Live here for about

$4,257a month

The other home rents for $1,749. We hold back $341 of that for repairs and an empty month, and the rest goes toward a $5,665 monthly payment.

Income to qualify: about $142,000 a year

With how much down?

At 20% down ($174,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Get rich slow: keep this loan ten years and the payments pay off about $120,000 of it. See the ten-year math

See which homes fit your numbers
How we work this out

The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.

$30,590 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own

ABOUT THIS HOME

Charming Hyde Park Opportunity - Two stand alone homes on one lot! Built-In Income at 809 East 44th Street, both homes are 2 bed/1 bath. Discover the perfect blend of comfort, convenience, and investment potential. Nestled in the heart of Austin’s coveted Hyde Park neighborhood, this charming duplex offers a unique living arrangement ideal for investors. The leased front house features 2 cozy bedrooms and 1 bathroom with original hardwoods and vintage built ins—a perfect private retreat with a large fenced backyard. The back modern home is a 2-bedroom, 1-bath residence built in 2018, offering a bright open-concept layout with high ceilings and abundant natural light. The gourmet kitchen is thoughtfully designed with natural granite countertops, custom cabinetry, and stainless steel appliances including a full-size refrigerator with ice maker, gas range with vent hood, dishwasher, and garbage disposal. Washer and dryer included. The bathroom continues the refined finishes with granite counters and custom cabinetry. Generous closet space throughout enhances everyday functionality. A well-appointed home combining contemporary design with quality craftsmanship. It’s a turnkey opportunity to build your portfolio. Located on a quiet, walkable street, this property puts you just minutes from some of Austin’s best restaurants, cafes, and nightlife, all while offering the peace and charm Hyde Park is known for. Enjoy Quack's, First Light Books, Hyde Park Bar and Grill, Antonelli's, Fresh Plus, Asti, Juiceland and so much more! Whether you're seeking a savvy investment or a place to eventually call home, this property delivers! Don’t miss your chance to own a piece of Austin living with built-in cash flow—809 East 44th Street is where lifestyle meets opportunity. *New roof on front house*

Duplex

Property Type

6,874 sqft

Lot Size

1941

Year Built

Listing Date: 09/03/2026

Listed by: Hanalei Myers

Listing office: Coldwell Banker Realty

Contact: (512) 573-1432

Source: Unlock MLS #ACT7023788

Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.

CHOOSE YOUR UNIT

Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.

If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.

CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.

OFFER PRICE

Change your offer and watch the monthly cost move.

Purchase Price

-15%
$874,000

List Price

+15%

FINANCIALS

How much do you want to put down?

Purchase price$874,000
Your Down Payment$174,800
Financed$699,200
Estimated Monthly Payment$5,665

Before rent: principal and interest at 5.6% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.

MONTHLY BREAKDOWN

Estimate at 20% down ($174,800) and 5.6%, 30-year fixed. Your rate and down payment change this.

Current Rent
Estimated Monthly Payment (Before Rental Income)
$5,665/month
Principal + Interest
$4,014
Property Taxes
$1,320
Home Insurance
$331
Rental Income (1 Unit)
$1,749/month

From the listing description.

Rental Expenses
-$341
Cost to live here
$4,257/month

Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.

BEFORE YOU OFFER

Now run it on your paycheck.

This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.

Free. No credit pull.

Unlock MLS logo

MLS# ACT7023788 · Listing office: Coldwell Banker Realty

Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.