
At 20% down, 30-year fixed. From 3% down.
About $4,868 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,567. We hold back $235 of that for repairs and an empty month, and the rest goes toward a $6,200 monthly payment.
Income to qualify: about $153,000 a year
With how much down?
At 20% down ($197,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $129,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$29,550 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Positioned along an exceptional stretch of the Pedernales River in the heart of the Texas Hill Country, this recently completed modern retreat offers the perfect blend of luxury, flexibility & waterfront living. Built in 2023, the property features a beautifully finished 3-bedroom, 2.5-bath main residence w/ an office, plus a separate 2-bedroom, 1-bath guest suite connected by a dogtrot-style breezeway. Ideal as a full-time home, private getaway, or income-producing short-term rental, the possibilities are endless. Inside the main residence, soaring vaulted ceilings & expansive windows frame unobstructed river views. The open-concept design centers around a gourmet kitchen featuring custom cabinetry, porcelain countertops, high-end lighting, an oversized island, & a stylish dry bar w/ wine fridge. The spacious primary suite includes a private office & ensuite bath, while two additional bedrooms provide comfortable accommodations. Across the breezeway, the detached guest suite offers the same craftsmanship & modern finishes with two bedrooms, one full bath, & a private entrance—perfect for guests, multigenerational living, or maximizing rental income. An expansive outdoor deck between the two living spaces captures sunset & river views. 149± ft of Pedernales River frontage offers kayaking, paddleboarding, fishing & a private dock. Consistent year-round water levels make this stretch of the river especially enjoyable for recreation. A riverside gravel gathering area & shared green space provide access to 600 ft of river frontage shared by only seven owners. Additional features include a 2-car garage, approximately 2,000 SF of enclosed sub-floor storage, energy-efficient systems, & a durable metal roof. Located minutes from Johnson City in a short-term rental-friendly community, this turnkey riverfront property offers a rare opportunity to own a pristine modern home with exceptional waterfront access & outstanding lifestyle or investment potential.
House + ADU
Property Type
88,427 sqft
Lot Size
2023
Year Built
Listing Date: 09/01/2026
Listed by: Tricia Keith
Listing office: Keller Williams Realty
Contact: (830) 330-0015
Source: Unlock MLS #ACT5861555
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($197,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT5861555 · Listing office: Keller Williams Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.