
At 20% down, 30-year fixed. From 3% down.
About $3,526 a month to live here, after the rent from the other home.
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
The second home on the lot rents for $1,000. We hold back $165 of that for repairs and an empty month, and the rest goes toward a $4,361 monthly payment.
Income to qualify: about $113,000 a year
With how much down?
At 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $91,000 of it. See the ten-year math
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$20,850 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
Tucked away on five private acres in the Pedernales Subdivision, this property offers privacy, stunning Hill Country views, & community river access just moments from a shared park on the Pedernales River. Inside, the living room features high ceilings, a striking stone accent wall, & a wood-burning stove. Large windows fill the home w/ natural light & showcase sweeping views of the Pedernales River Valley. The open layout flows to an upper-level deck, creating the perfect place to enjoy the scenery. The updated kitchen offers white cabinetry, granite countertops, a navy tile backsplash, breakfast bar, & a bright dining nook surrounded by windows. The split-level main home offers 2,304 square feet w/ three bedrooms, two full baths, & a dedicated office. A separate 325-square-foot mother-in-law suite includes a fourth bedroom, full bath, kitchenette, & private patio, providing excellent space for guests, extended family, or rental income. Outside, you'll find a two-car garage, shop building w/ a garage bay & two covered parking spaces, metal RV carport, storage building, enclosed raised garden bed, & children's clubhouse. Water is supplied by a private well & a 13,850-gallon rainwater collection system, plus a separate tank dedicated to the garden. An active ag exemption through beekeeping is in place w/ two years remaining. Located just three miles from downtown Johnson City & within an hour of Austin & San Antonio, this property combines peaceful country living w/ convenient access to Hill Country wineries, restaurants, & shopping. Private, peaceful, & versatile, this property is ideal as a full-time residence, multi-generational home, vacation retreat, or investment opportunity. Schedule your showing today & experience everything this exceptional Hill Country property has to offer.
House + ADU
Property Type
217,800 sqft
Lot Size
1999
Year Built
Listing Date: 07/27/2026
Listed by: Tricia Keith
Listing office: Keller Williams Realty
Contact: (830) 330-0015
Source: Unlock MLS #ACT5540472
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
Change your offer and watch the monthly cost move.
Purchase Price
List Price
How much do you want to put down?
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
Estimate at 20% down ($139,000) and 6.0%, 30-year fixed. Your rate and down payment change this.
From the listing description.
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
BEFORE YOU OFFER
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
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MLS# ACT5540472 · Listing office: Keller Williams Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.

At 20% down, 30-year fixed. From 3% down.