Active
2 units4 bd4 ba3,975 sqft
Cost to live here
$6,223/moafter $1,336/mo in rent
Income to qualify: about $190,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,098,990•House + ADU
2840 Monte Ranch Trl, Leander, TX 78641
1702 Lone Oak Dr, Leander, TX 78641
Active
Listed 70 days agoOwner-Occupant Eligible
About $3,403 a month to live here, after the rent from the other home.
House + ADU2,736 sqft3 beds3 bathsListed Sep 3, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$3,403a month
The second home on the lot rents for $800. We hold back $144 of that for repairs and an empty month, and the rest goes toward a $4,059 monthly payment.
Income to qualify: about $106,000 a year
With how much down?
At 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $78,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$17,970 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
An extraordinary, highly versatile live-work property in a prime location right off Highway 183 and Crystal Falls Parkway. Spanning three combined lots with mature oak trees and no HOA, this site offers endless potential for homeowners, business owners, and investors alike. The commercial lot features high-visibility frontage on Crystal Falls Parkway and includes a dedicated garage building equipped with 240V power and its own separate electric meter ready for commercial use or business operations. Commercial lot is zoned GC-3-C. Other 2 lots are residential. See Supplemental Docs for zoning info. The single-story main residence sits on two adjoining lots and showcases ceramic tile flooring throughout. The primary layout includes a welcoming living room with a fireplace, formal dining room, kitchen with included appliances, plus a spacious primary suite complete with its own private fireplace. Two additional bedrooms are split between the main home and the attached addition, bringing the residential count to three total bedrooms and a two-car garage. Connected by a interior entryway but also featuring a fully independent exterior entrance, the flexible attached apartment addition can easily be partitioned off for immediate rental income or multi-generational living. This expansive wing boasts a full bathroom/shower, a private bedroom, two dedicated home offices, and a massive game room housing an indoor non-functional hot tub ready for custom re-imagining. Meticulously maintained in original condition, the structures are in solid shape with no roof or foundation issues noted, alongside an AC system approximately five years old and 240V power at both the house and commercial garage. Combining high-exposure commercial potential, passive income streams, and residential space on a spacious tree-lined site, this property is a truly rare find with exceptional upside.
House + ADU
Property Type
44,431 sqft
Lot Size
1970
Year Built
Listing Date: 09/03/2026
Listed by: Chris Watters
Listing office: Watters International Realty
Contact: (737) 313-5275
Source: Unlock MLS #ACT9247586
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$599,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$599,000
Your Down Payment$119,800
Financed$479,200
Estimated Monthly Payment$4,059
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($119,800) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$4,059/month
Principal + Interest
$2,873Property Taxes
$734Home Insurance
$452Rental Income (1 Unit)
$800/month
From the listing description.
Rental Expenses
-$144Cost to live hereCost to live here, after rent
$3,403/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT9247586 · Listing office: Watters International Realty
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
