Active
2 units4 bd4 ba3,975 sqft
Cost to live here
$6,223/moafter $1,336/mo in rent
Income to qualify: about $190,000 a year, rent counted
At 20% down, 30-year fixed. From 3% down.
$1,098,990•House + ADU
2840 Monte Ranch Trl, Leander, TX 78641
17412 W First St, Leander, TX 78641
Active
Listed 85 days agoOwner-Occupant Eligible
About $4,541 a month to live here, after the rent from the other home.
House + ADU3,035 sqft4 beds4 bathsListed Aug 19, 2026
A house with a second home on the lot. Live in one and rent out the other. How it works
Live here for about
$4,541a month
The second home on the lot rents for $831. We hold back $125 of that for repairs and an empty month, and the rest goes toward a $5,247 monthly payment.
Income to qualify: about $139,000 a year
With how much down?
At 20% down ($153,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Get rich slow: keep this loan ten years and the payments pay off about $100,000 of it. See the ten-year math
How we work this out
The cost to live here is the loan payment, taxes, insurance and any dues, less the rent, with a little held back for repairs and an empty month. Income to qualify uses a 43% debt-to-income limit, counts 75% of the rent, and none of your other debts.
$23,010 minimum down payment. The cost above is at 20% down, and at the minimum it is higher. Set your own
ABOUT THIS HOME
$30K+ INSTANT EQUITY BASED ON MOST RECENT APPRAISAL | STR FRIENDLY | IN ETJ - NO CITY TAXES | NO HOA | INCOME POTENTIAL | HUGE WORKSHOP | Modern barndominium just one block from Lake Travis featuring two separate living spaces with private entrances - perfect for multi-generational living, rental income, guest quarters, or flexible use. Backing directly to the ~138 acres of the Balcones Canyonlands Preserve, enjoy protected Hill Country views and added privacy. The oversized workshop with two roll-up doors easily accommodates RVs, boats, trailers, equipment, storage, or workspace needs. Located outside city limits in the ETJ with no city taxes and greater freedom of use. Large fenced yard, mature oak trees, move-in ready finishes, optional POA lake access, and highly rated Leander ISD schools. Easy commute to Cedar Park & Leander, close to Hill Country favorites like wineries and breweries, and backs directly to Balcones Canyonlands, which draws 25,000+ visitors a year.
House + ADU
Property Type
10,550 sqft
Lot Size
2022
Year Built
Listing Date: 08/19/2026
Listed by: Michelle Varela
Listing office: Vistas Real Estate
Contact: (210) 560-6386
Source: Unlock MLS #ACT4427301
Series Homes is committed to full compliance with the Fair Housing Act and the Equal Credit Opportunity Act.
CHOOSE YOUR UNIT
Tap the one you would live in. The rest pay rent, and that rent comes off your monthly cost.
If someone lives in the unit you want, or a lease comes with the home, ask how moving in works on this one.
CHECK OUR MATHEvery line of the monthly cost is in here. Change the price or the down payment and watch it move.
OFFER PRICE
Change your offer and watch the monthly cost move.
Purchase Price
-15%
$767,000
+15%List Price
FINANCIALS
How much do you want to put down?
Purchase price$767,000
Your Down Payment$153,400
Financed$613,600
Estimated Monthly Payment$5,247
Before rent: principal and interest at 6.0% on a 30-year fixed loan, taxes, insurance and any HOA dues. Your rate and down payment change this.
MONTHLY BREAKDOWN
Estimate at 20% down ($153,400) and 6.0%, 30-year fixed. Your rate and down payment change this.
Estimated Monthly Payment (Before Rental Income)
$5,247/month
Principal + Interest
$3,679Property Taxes
$1,145Home Insurance
$410HOA$13
Rental Income (1 Unit)
$831/month
From the listing description.
Rental Expenses
-$125Cost to live hereCost to live here, after rent
$4,541/month
Payment estimates shown by Series are illustrative only. Final loan terms, monthly payments, and eligibility will be determined by your mortgage loan originator.
LOCATION
BEFORE YOU OFFER
Now run it on your paycheck.
This page is priced at one down payment and one rate. Send the address and we run it at yours: what you would pay each month after rent, and which loan works on this home.
Free. No credit pull.
MLS# ACT4427301 · Listing office: Vistas Real Estate
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
